Compare Today’s Refinance Rates for Ogden, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Ogden, Utah 84414. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $22,908 or $64 / month in Ogden and other areas of Weber county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Ogden, Utah 84414.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.311201 -111.968924

Summary of Average Refinance Terms in Ogden, Utah 84414

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Ogden, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Ogden, UT 84414, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Ogden, UT

Refinance Rates for Ogden, Utah 84414 from 2014 - 2021

Below are historical data on refinancing in Ogden, Utah and around Weber county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Ogden, Utah 84414

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Ogden, Utah 84414, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Gary Boyer

Mortgage Loan Officer

5732 South 1475 East Suite 200

Ogden, UT 84414

(801) 479-0600

gboyer@republicmortgage.com

Amber Rainford

loan officer

2605 Washington Blvd

Ogden, UT 84414

(385) 389-7272

arainford@bankofutah.com

Elaine Schlehuber

Loan Officer

2491 Washington Blvd

Ogden, UT 84414

(800) 539-2968

elaine_schlehuber@keybank.com

Jonathan Perez

Loan Officer

942 East Chambers St., Suite 9 & 10,

Ogden, UT 84414

(866) 461-7101

jperez@castlecookemortgage.com

Leif Eastvold

Loan Officer

942 East Chambers St., Suite 9 & 10,

Ogden, UT 84414

(866) 461-7101

leastvold@castlecookemortgage.com

Address

5732 South 1475 East Suite 200

Ogden, UT

Contact

(801) 479-0600

Fax (301) 639-0804

gboyer@republicmortgage.com

Address

2605 Washington Blvd

Ogden, UT

Contact

(385) 389-7272

Fax (301) 639-0804

arainford@bankofutah.com

Address

2491 Washington Blvd

Ogden, UT

Contact

(800) 539-2968

Fax (301) 639-0804

elaine_schlehuber@keybank.com

Refinancing News for Ogden, Utah 84414