Compare Today’s Refinance Rates for Parowan, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Parowan, Utah 84761. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Parowan and surrounding areas of Iron county, your expected lifetime cash savings are $28,429 or $79 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Parowan, Utah 84761.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.844861 -112.832251

Summary of Average Refinance Terms in Parowan, Utah 84761

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APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Parowan, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Parowan, UT 84761, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Parowan, UT

Refinance Rates for Parowan, Utah 84761 from 2014 - 2021

Below are historical data on refinancing in Parowan, Utah and around Iron county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Parowan, Utah 84761

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Parowan, Utah 84761, we have compiled a list of the leading refinance brokers to guide you.

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Refinancing News for Parowan, Utah 84761