Compare Today’s Refinance Rates for Payson, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Payson, Utah 84651. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $30,402 or $84 / month in Payson and other areas of Utah county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Payson, Utah 84651.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.044866 -111.732138

Summary of Average Refinance Terms in Payson, Utah 84651

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Payson, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Payson, UT 84651, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Payson, UT

Refinance Rates for Payson, Utah 84651 from 2014 - 2021

Below are historical data on refinancing in Payson, Utah and around Utah county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Payson, Utah 84651

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Payson, Utah 84651, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Nic Jones

Loan Officer

182 North Main Street

Payson, UT 84651

(801) 465-9276

njones@cbutah.com

Brian Hulet

V.P., Manager ,Loan Officer

182 North Main Street

Payson, UT 84651

(801) 465-9276

bhulet@cbutah.com

James Pherson

Mortgage Consultant/Area Manager

20 North Main Street, Suite 201

St. George, UT 84651

(801) 233-7129

james.macpherson@AcademyMortgage.com

Rock Reber

Loan Officer

20 North Main Street, Suite 201

St. George, UT 84651

(435) 862-9556

rock.reber@academy.cc

Jim Lemmon

Associate Broker

6223 W 135 N #27

Hurricane, UT 84651

(435) 635-4547

jslemmon@buysouthernutah.com

Address

182 North Main Street

Payson, UT

Contact

(801) 465-9276

Fax (301) 639-0804

njones@cbutah.com

Address

182 North Main Street

Payson, UT

Contact

(801) 465-9276

Fax (301) 639-0804

bhulet@cbutah.com

Address

20 North Main Street, Suite 201

St. George, UT

Contact

(801) 233-7129

Fax (301) 639-0804

james.macpherson@AcademyMortgage.com

Refinancing News for Payson, Utah 84651

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