Compare Today’s Refinance Rates for Plymouth, Utah 84330
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Plymouth, Utah 84330.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,548 over the lifetime of your mortgage, which translates to a monthly savings of $13 in Plymouth and other areas of Box Elder county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Plymouth, Utah 84330
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Interactive Refinance Rate Projections for Plymouth, Utah 84330
Pureloan has developed an interactive chart to monitor the five largest local lenders in Plymouth, UT 84330, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Plymouth, Utah 84330 from 2024 - 2016
The following historical data provides insights into refinancing trends in Plymouth, Utah and the surrounding Box Elder county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Plymouth, Utah 84330
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Plymouth, Utah 84330, we have compiled a list of top refinance brokers to assist you in the process.
kris udy
Mortgage Loan Advisor
305 East Main St.
Tremonton, UT 84330
(435) 279-7777
kris.udy@Academy.cc
Shea Bettencourt
Loan Officer
121 N Gateway Dr.
Providence, UT 84330
(435) 792-0340
sbettencourt@bankofutah.com
Rod Hunter
Loan Officer
5 East 1400 North
Logan, UT 84330
(435) 919-1007
rvhunter@bankofutah.com
Wendy Williams
Mortgage Consultant/Branch Manager
164 North Main, Suite B
Brigham City, UT 84330
(435) 734-1000
wendy.williams@academy.cc
John Neil
Loan Officer
45 East 200 North, Suite 102
Logan, UT 84330
(435) 792-4600
jneil@bankofutah.com
Address
305 East Main St.
Tremonton, UT
Contact
(435) 279-7777
Fax (301) 639-0804
kris.udy@Academy.cc
Address
121 N Gateway Dr.
Providence, UT
Contact
(435) 792-0340
Fax (301) 639-0804
sbettencourt@bankofutah.com
Address
5 East 1400 North
Logan, UT
Contact
(435) 919-1007
Fax (301) 639-0804
rvhunter@bankofutah.com