Compare Today’s Refinance Rates for Portage, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Portage, Utah 84331. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Portage and other areas of Box Elder county, expected lifetime cash savings are $23,158 or $64 / month.

For Portage, Utah 84331, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.975833 -112.238611

Summary of Average Refinance Terms in Portage, Utah 84331

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Portage, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Portage, UT 84331, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Portage, UT

Refinance Rates for Portage, Utah 84331 from 2014 - 2021

Below are historical data on refinancing in Portage, Utah and around Box Elder county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Portage, Utah 84331

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Portage, Utah 84331, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

kris udy

Mortgage Loan Advisor

305 East Main St.

Tremonton, UT 84331

(435) 279-7777

kris.udy@Academy.cc

Shea Bettencourt

Loan Officer

121 N Gateway Dr.

Providence, UT 84331

(435) 792-0340

sbettencourt@bankofutah.com

Rod Hunter

Loan Officer

5 East 1400 North

Logan, UT 84331

(435) 919-1007

rvhunter@bankofutah.com

Wendy Williams

Mortgage Consultant/Branch Manager

164 North Main, Suite B

Brigham City, UT 84331

(435) 734-1000

wendy.williams@academy.cc

John Neil

Loan Officer

45 East 200 North, Suite 102

Logan, UT 84331

(435) 792-4600

jneil@bankofutah.com

Address

305 East Main St.

Tremonton, UT

Contact

(435) 279-7777

Fax (301) 639-0804

kris.udy@Academy.cc

Address

121 N Gateway Dr.

Providence, UT

Contact

(435) 792-0340

Fax (301) 639-0804

sbettencourt@bankofutah.com

Address

5 East 1400 North

Logan, UT

Contact

(435) 919-1007

Fax (301) 639-0804

rvhunter@bankofutah.com

Refinancing News for Portage, Utah 84331