Compare Today’s Refinance Rates for Providence, Utah 84332
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Providence, Utah 84332.
With a 30-year amortization refinance in Providence and surrounding areas of Cache county, our calculations show that you can expect to save up to $5,906 over the lifetime of your mortgage, or a monthly savings of $16. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Providence, Utah 84332.
Summary of Average Refinances in Providence, Utah 84332
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Interactive Refinance Rate Projections for Providence, Utah 84332
Pureloan has developed an interactive chart to monitor the five largest local lenders in Providence, UT 84332, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Providence, Utah 84332 from 2024 - 2016
The following historical data provides insights into refinancing trends in Providence, Utah and the surrounding Cache county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Providence, Utah 84332
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Providence, Utah 84332, we have compiled a list of top refinance brokers to assist you in the process.
Shea Bettencourt
Loan Officer
121 N Gateway Dr.
Providence, UT 84332
(435) 792-0340
sbettencourt@bankofutah.com
kris udy
Mortgage Loan Advisor
305 East Main St.
Tremonton, UT 84332
(435) 279-7777
kris.udy@Academy.cc
Rod Hunter
Loan Officer
5 East 1400 North
Logan, UT 84332
(435) 919-1007
rvhunter@bankofutah.com
Wendy Williams
Mortgage Consultant/Branch Manager
164 North Main, Suite B
Brigham City, UT 84332
(435) 734-1000
wendy.williams@academy.cc
John Neil
Loan Officer
45 East 200 North, Suite 102
Logan, UT 84332
(435) 792-4600
jneil@bankofutah.com
Address
121 N Gateway Dr.
Providence, UT
Contact
(435) 792-0340
Fax (301) 639-0804
sbettencourt@bankofutah.com
Address
305 East Main St.
Tremonton, UT
Contact
(435) 279-7777
Fax (301) 639-0804
kris.udy@Academy.cc
Address
5 East 1400 North
Logan, UT
Contact
(435) 919-1007
Fax (301) 639-0804
rvhunter@bankofutah.com