Compare Today’s Refinance Rates for Richfield, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Richfield, Utah 84701. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Richfield and other areas of Sevier county, expected lifetime cash savings are $75,700 or $210 / month.

For Richfield, Utah 84701, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.757075 -112.062253

Summary of Average Refinance Terms in Richfield, Utah 84701

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Richfield, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Richfield, UT 84701, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Richfield, UT

Refinance Rates for Richfield, Utah 84701 from 2014 - 2021

Below are historical data on refinancing in Richfield, Utah and around Sevier county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Richfield, Utah 84701

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Richfield, Utah 84701, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brad Duffin

Broker/Agent

745 S. Main St.

Richfield, UT 84701

(435) 896-9609

brad.duffin@ERA.com

Brayden Gardner

Broker/Agent

745 S. Main St.

Richfield, UT 84701

(435) 896-9609

brayden.gardner@ERA.com

Dirk Dopp

Broker/Agent

745 S. Main

St. Richfield, UT 84701

(435) 896-9609

Dirk.Dopp@ERA.com

James Pherson

Mortgage Consultant/Area Manager

20 North Main Street, Suite 201

St. George, UT 84701

(801) 233-7129

james.macpherson@AcademyMortgage.com

Rock Reber

Loan Officer

20 North Main Street, Suite 201

St. George, UT 84701

(435) 862-9556

rock.reber@academy.cc

Address

745 S. Main St.

Richfield, UT

Contact

(435) 896-9609

Fax (301) 639-0804

brad.duffin@ERA.com

Address

745 S. Main St.

Richfield, UT

Contact

(435) 896-9609

Fax (301) 639-0804

brayden.gardner@ERA.com

Address

745 S. Main

St. Richfield, UT

Contact

(435) 896-9609

Fax (301) 639-0804

Dirk.Dopp@ERA.com

Refinancing News for Richfield, Utah 84701