Compare Today’s Refinance Rates for Richmond, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Richmond, Utah 84333. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $30,120 or $84 / month in Richmond and other areas of Cache county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Richmond, Utah 84333.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.928223 -111.806922

Summary of Average Refinance Terms in Richmond, Utah 84333

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Richmond, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Richmond, UT 84333, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Richmond, UT

Refinance Rates for Richmond, Utah 84333 from 2014 - 2021

Below are historical data on refinancing in Richmond, Utah and around Cache county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Richmond, Utah 84333

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Richmond, Utah 84333, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

kris udy

Mortgage Loan Advisor

305 East Main St.

Tremonton, UT 84333

(435) 279-7777

kris.udy@Academy.cc

Shea Bettencourt

Loan Officer

121 N Gateway Dr.

Providence, UT 84333

(435) 792-0340

sbettencourt@bankofutah.com

Rod Hunter

Loan Officer

5 East 1400 North

Logan, UT 84333

(435) 919-1007

rvhunter@bankofutah.com

Wendy Williams

Mortgage Consultant/Branch Manager

164 North Main, Suite B

Brigham City, UT 84333

(435) 734-1000

wendy.williams@academy.cc

John Neil

Loan Officer

45 East 200 North, Suite 102

Logan, UT 84333

(435) 792-4600

jneil@bankofutah.com

Address

305 East Main St.

Tremonton, UT

Contact

(435) 279-7777

Fax (301) 639-0804

kris.udy@Academy.cc

Address

121 N Gateway Dr.

Providence, UT

Contact

(435) 792-0340

Fax (301) 639-0804

sbettencourt@bankofutah.com

Address

5 East 1400 North

Logan, UT

Contact

(435) 919-1007

Fax (301) 639-0804

rvhunter@bankofutah.com

Refinancing News for Richmond, Utah 84333