Compare Today’s Refinance Rates for Roy, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Roy, Utah 84067. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Roy and surrounding areas of Weber county, your expected lifetime cash savings are $30,390 or $84 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Roy, Utah 84067.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.172365 -112.038177

Summary of Average Refinance Terms in Roy, Utah 84067

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Roy, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Roy, UT 84067, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Roy, UT

Refinance Rates for Roy, Utah 84067 from 2014 - 2021

Below are historical data on refinancing in Roy, Utah and around Weber county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Roy, Utah 84067

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Roy, Utah 84067, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Eric Stevenson

Mortgage Loan Officer

1818 West 5150 South Suite 2

Roy, UT 84067

(801) 774-9004

estevenson@republicmortgage.com

Ellen Pedersen

Loan Officer

514 N. Main

Tooele, UT 84067

(435) 882-4372

ellen.pedersen@academy.cc

Susan Castagno

Loan Officer/ Branch Manager

514 N. Main

Tooele, UT 84067

(435) 882-4372

susan.castagno@academy.cc

Jennifer Edwards

Loan Officer

9449 Union Square Ste. 100

Sandy, UT 84067

(801) 541-1580

jen@communitylendinggroup.com

Brian Arthur

Loan Officer

9449 Union Sq Ste 100

Sandy, UT 84067

(801) 255-6582

barthur@aboutalliance.com

Address

1818 West 5150 South Suite 2

Roy, UT

Contact

(801) 774-9004

Fax (301) 639-0804

estevenson@republicmortgage.com

Address

514 N. Main

Tooele, UT

Contact

(435) 882-4372

Fax (301) 639-0804

ellen.pedersen@academy.cc

Address

514 N. Main

Tooele, UT

Contact

(435) 882-4372

Fax (301) 639-0804

susan.castagno@academy.cc

Refinancing News for Roy, Utah 84067