Compare Today’s Refinance Rates for Salt Lake City, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Salt Lake City, Utah 84120. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $7,524 or $21 / month in Salt Lake City and other areas of Salt Lake county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Salt Lake City, Utah 84120.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Salt Lake City, Utah 84120

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Salt Lake City, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Salt Lake City, UT 84120, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Salt Lake City, UT

Refinance Rates for Salt Lake City, Utah 84120 from 2013 - 2020

Below are historical data on refinancing in Salt Lake City, Utah and around Salt Lake county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Salt Lake City, Utah 84120

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Salt Lake City, Utah 84120, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jarom Watts

Loan Officer

777 E 4500 S Ste 220

Salt Lake City, UT 84120

(801) 390-0846

jarom@vintagelending.com

Jordan Swarm

Loan Officer

777 E 4500 S Ste 220

Salt Lake City, UT 84120

(801) 300-3357

jordan@vintagelending.com

Christopher Little

Loan Officer

777 E 4500 S Ste 220

Salt Lake City, UT 84120

(801) 809-4837

casey@vintagelending.com

Araseli Garcia

Loan Officer

777 E 4500 S Ste 220

Salt Lake City, UT 84120

(650) 866-9140

araseli@vintagelending.com

Ricardo Estrada

Loan Officer

777 E 4500 S Ste 220

Salt Lake City, UT 84120

(801) 875-6014

ricardo@vintagelending.com

Address

777 E 4500 S Ste 220

Salt Lake City, UT

Contact

(801) 390-0846

Fax (301) 639-0804

jarom@vintagelending.com

Address

777 E 4500 S Ste 220

Salt Lake City, UT

Contact

(801) 300-3357

Fax (301) 639-0804

jordan@vintagelending.com

Address

777 E 4500 S Ste 220

Salt Lake City, UT

Contact

(801) 809-4837

Fax (301) 639-0804

casey@vintagelending.com

Refinancing News for Salt Lake City, Utah 84120