Compare Today’s Refinance Rates for Santa Clara, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Santa Clara, Utah 84765. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $19,770 or $55 / month in Santa Clara and other areas of Washington county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Santa Clara, Utah 84765.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.133056 -113.653333

Summary of Average Refinance Terms in Santa Clara, Utah 84765

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Santa Clara, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Santa Clara, UT 84765, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Santa Clara, UT

Refinance Rates for Santa Clara, Utah 84765 from 2014 - 2021

Below are historical data on refinancing in Santa Clara, Utah and around Washington county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Santa Clara, Utah 84765

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Santa Clara, Utah 84765, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

James Pherson

Mortgage Consultant/Area Manager

20 North Main Street, Suite 201

St. George, UT 84765

(801) 233-7129

james.macpherson@AcademyMortgage.com

Rock Reber

Loan Officer

20 North Main Street, Suite 201

St. George, UT 84765

(435) 862-9556

rock.reber@academy.cc

John Dick

Broker/Agent

201 E Saint George Blvd.

Saint George, UT 84765

(435) 628-1606

John.Dick@ERA.com

Melissa Bean

Broker/Agent

201 E Saint George Blvd.

Saint George, UT 84765

(435) 628-1606

Melissa.Bean@ERA.com

Charles Roelen

Broker/Agent

201 E Saint George Blvd.

Saint George, UT 84765

(435) 628-1606

Charles.Roelen@ERA.com

Address

20 North Main Street, Suite 201

St. George, UT

Contact

(801) 233-7129

Fax (301) 639-0804

james.macpherson@AcademyMortgage.com

Address

20 North Main Street, Suite 201

St. George, UT

Contact

(435) 862-9556

Fax (301) 639-0804

rock.reber@academy.cc

Address

201 E Saint George Blvd.

Saint George, UT

Contact

(435) 628-1606

Fax (301) 639-0804

John.Dick@ERA.com

Refinancing News for Santa Clara, Utah 84765

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