Compare Today’s Refinance Rates for Saratoga Springs, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Saratoga Springs, Utah 84045. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Saratoga Springs and surrounding areas of Utah county, your expected lifetime cash savings are $43,338 or $120 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Saratoga Springs, Utah 84045.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.3486 -111.9132

Summary of Average Refinance Terms in Saratoga Springs, Utah 84045

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Saratoga Springs, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Saratoga Springs, UT 84045, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Saratoga Springs, UT

Refinance Rates for Saratoga Springs, Utah 84045 from 2014 - 2021

Below are historical data on refinancing in Saratoga Springs, Utah and around Utah county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Saratoga Springs, Utah 84045

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Saratoga Springs, Utah 84045, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ed Sanches

V.P., Manager

415 North State Street

Orem, UT 84045

(801) 224-1420

esanches@cbutah.com

Don Richardson

Loan Officer

415 North State Street

Orem, UT 84045

(801) 224-1420

donr@cbutah.com

Jesse Hurren

Loan Officer

415 North State Street

Orem, UT 84045

(801) 224-1420

jhurren@cbutah.com

Mike Vanchiere

Loan Officer

228 N. Orem Blvd.

Orem , UT 84045

(801) 221-7772

Mvanchiere@mwsbf.com

Ty Hansen

Loan Officer

576 South State Street

Orem , UT 84045

(801) 764-0111

ty@securityhomemortgage.com

Address

415 North State Street

Orem, UT

Contact

(801) 224-1420

Fax (301) 639-0804

esanches@cbutah.com

Address

415 North State Street

Orem, UT

Contact

(801) 224-1420

Fax (301) 639-0804

donr@cbutah.com

Address

415 North State Street

Orem, UT

Contact

(801) 224-1420

Fax (301) 639-0804

jhurren@cbutah.com

Refinancing News for Saratoga Springs, Utah 84045

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