Compare Today’s Refinance Rates for Smithfield, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Smithfield, Utah 84335. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Smithfield and surrounding areas of Cache county, your expected lifetime cash savings are $28,591 or $79 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Smithfield, Utah 84335.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

41.840328 -111.852813

Summary of Average Refinance Terms in Smithfield, Utah 84335

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Smithfield, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Smithfield, UT 84335, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Smithfield, UT

Refinance Rates for Smithfield, Utah 84335 from 2014 - 2021

Below are historical data on refinancing in Smithfield, Utah and around Cache county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Smithfield, Utah 84335

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Smithfield, Utah 84335, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rod Hunter

Loan Officer

5 East 1400 North

Logan, UT 84335

(435) 919-1007

rvhunter@bankofutah.com

Dan Farnsworth

Loan Officer

5 E. 1400 N.

Logan, UT 84335

(435) 716-8821

dfarnsworth@bankofutah.com

Telly Longhurst

Loan Officer

5 E. 1400 N.

Logan, UT 84335

(435) 792-4663

tlonghurst@vfund.com

Dirk Wilson

Mortgage Loan Officer

40 West 1250 North Suite 6A

Logan, UT 84335

(435) 713-0122

dwilson@republicmortgage.com

kris udy

Mortgage Loan Advisor

305 East Main St.

Tremonton, UT 84335

(435) 279-7777

kris.udy@Academy.cc

Address

5 East 1400 North

Logan, UT

Contact

(435) 919-1007

Fax (301) 639-0804

rvhunter@bankofutah.com

Address

5 E. 1400 N.

Logan, UT

Contact

(435) 716-8821

Fax (301) 639-0804

dfarnsworth@bankofutah.com

Address

5 E. 1400 N.

Logan, UT

Contact

(435) 792-4663

Fax (301) 639-0804

tlonghurst@vfund.com

Refinancing News for Smithfield, Utah 84335