Compare Today’s Refinance Rates for Spanish Fork, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Spanish Fork, Utah 84660. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Spanish Fork and other areas of Utah county, expected lifetime cash savings are $35,496 or $99 / month.

For Spanish Fork, Utah 84660, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.10991 -111.646246

Summary of Average Refinance Terms in Spanish Fork, Utah 84660

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Spanish Fork, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Spanish Fork, UT 84660, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Spanish Fork, UT

Refinance Rates for Spanish Fork, Utah 84660 from 2014 - 2021

Below are historical data on refinancing in Spanish Fork, Utah and around Utah county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Spanish Fork, Utah 84660

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Spanish Fork, Utah 84660, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Jamon Taylor

Mortgage Loan Originator

324 North Main

Spanish Fork, UT 84660

(801) 804-5020

jtaylor@republicmortgage.com

Laura Dye

Mortgage Loan Originator

324 North Main Street

Spanish Fork, UT 84660

(801) 804-5020

ldye@republicmortgage.com

Tyler Heaps

Mortgage Executive

One North Main Street

Spanish Fork, UT 84660

(801) 655-2109

theaps@cbutah.com

Mike Mendenhall

Loan Officer

One North Main Street

Spanish Fork, UT 84660

(801) 798-7481

mikem@cbutah.com

Camilla Simonsen

Loan Officer

One North Main Street

Spanish Fork, UT 84660

(801) 798-7481

camillas@cbutah.com

Address

324 North Main

Spanish Fork, UT

Contact

(801) 804-5020

Fax (301) 639-0804

jtaylor@republicmortgage.com

Address

324 North Main Street

Spanish Fork, UT

Contact

(801) 804-5020

Fax (301) 639-0804

ldye@republicmortgage.com

Address

One North Main Street

Spanish Fork, UT

Contact

(801) 655-2109

Fax (301) 639-0804

theaps@cbutah.com

Refinancing News for Spanish Fork, Utah 84660