Compare Today’s Refinance Rates for Spanish Fork, Utah 84660
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Spanish Fork, Utah 84660.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Spanish Fork, Utah 84660. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,906 or $16 per month in Spanish Fork and other parts of Utah county.
Summary of Average Refinances in Spanish Fork, Utah 84660
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Interactive Refinance Rate Projections for Spanish Fork, Utah 84660
Pureloan has developed an interactive chart to monitor the five largest local lenders in Spanish Fork, UT 84660, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Spanish Fork, Utah 84660 from 2024 - 2016
The following historical data provides insights into refinancing trends in Spanish Fork, Utah and the surrounding Utah county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Spanish Fork, Utah 84660
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Spanish Fork, Utah 84660, we have compiled a list of top refinance brokers to assist you in the process.
Jamon Taylor
Mortgage Loan Originator
324 North Main
Spanish Fork, UT 84660
(801) 804-5020
jtaylor@republicmortgage.com
Laura Dye
Mortgage Loan Originator
324 North Main Street
Spanish Fork, UT 84660
(801) 804-5020
ldye@republicmortgage.com
Tyler Heaps
Mortgage Executive
One North Main Street
Spanish Fork, UT 84660
(801) 655-2109
theaps@cbutah.com
Mike Mendenhall
Loan Officer
One North Main Street
Spanish Fork, UT 84660
(801) 798-7481
mikem@cbutah.com
Camilla Simonsen
Loan Officer
One North Main Street
Spanish Fork, UT 84660
(801) 798-7481
camillas@cbutah.com
Address
324 North Main
Spanish Fork, UT
Contact
(801) 804-5020
Fax (301) 639-0804
jtaylor@republicmortgage.com
Address
324 North Main Street
Spanish Fork, UT
Contact
(801) 804-5020
Fax (301) 639-0804
ldye@republicmortgage.com
Address
One North Main Street
Spanish Fork, UT
Contact
(801) 655-2109
Fax (301) 639-0804
theaps@cbutah.com