Compare Today’s Refinance Rates for Spring City, Utah

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Spring City, Utah 84662. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Spring City and surrounding areas of Sanpete county, your expected lifetime cash savings are $26,898 or $75 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Spring City, Utah 84662.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.4825 -111.495278

Summary of Average Refinance Terms in Spring City, Utah 84662

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Spring City, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Spring City, UT 84662, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Spring City, UT

Refinance Rates for Spring City, Utah 84662 from 2014 - 2021

Below are historical data on refinancing in Spring City, Utah and around Sanpete county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Spring City, Utah 84662

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Spring City, Utah 84662, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Andrea Holm

Loan Processor

851 North 100 East

Spanish Fork, UT 84662

(801) 798-1166

andrea@1sthomemortgage.net

Gavin Fulwider

Loan Officer

851 North 100 East

Spanish Fork, UT 84662

(801) 798-1166

gavin@1sthomemortgage.net

Charlene Butler

Manager ,Loan Officer

385 North Main

Mapleton, UT 84662

(801) 489-5640

cbutler@cbutah.com

Glen Roach

V.P., Manager ,Loan Officer

One North Main Street

Spanish Fork, UT 84662

(801) 798-7481

groach@cbutah.com

Michael Hess

Asst. Manager ,Loan Officer

One North Main Street

Spanish Fork, UT 84662

(801) 798-7481

mhess@cbutah.com

Address

851 North 100 East

Spanish Fork, UT

Contact

(801) 798-1166

Fax (301) 639-0804

andrea@1sthomemortgage.net

Address

851 North 100 East

Spanish Fork, UT

Contact

(801) 798-1166

Fax (301) 639-0804

gavin@1sthomemortgage.net

Address

385 North Main

Mapleton, UT

Contact

(801) 489-5640

Fax (301) 639-0804

cbutler@cbutah.com

Refinancing News for Spring City, Utah 84662

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