Compare Today’s Refinance Rates for Spring City, Utah 84662
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Spring City, Utah 84662.
With a 30-year amortization refinance in Spring City and surrounding areas of Sanpete county, our calculations show that you can expect to save up to $6,801 over the lifetime of your mortgage, or a monthly savings of $19. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Spring City, Utah 84662.
Summary of Average Refinances in Spring City, Utah 84662
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Interactive Refinance Rate Projections for Spring City, Utah 84662
Pureloan has developed an interactive chart to monitor the five largest local lenders in Spring City, UT 84662, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Spring City, Utah 84662 from 2024 - 2016
The following historical data provides insights into refinancing trends in Spring City, Utah and the surrounding Sanpete county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Spring City, Utah 84662
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Spring City, Utah 84662, we have compiled a list of top refinance brokers to assist you in the process.
Andrea Holm
Loan Processor
851 North 100 East
Spanish Fork, UT 84662
(801) 798-1166
andrea@1sthomemortgage.net
Gavin Fulwider
Loan Officer
851 North 100 East
Spanish Fork, UT 84662
(801) 798-1166
gavin@1sthomemortgage.net
Charlene Butler
Manager ,Loan Officer
385 North Main
Mapleton, UT 84662
(801) 489-5640
cbutler@cbutah.com
Glen Roach
V.P., Manager ,Loan Officer
One North Main Street
Spanish Fork, UT 84662
(801) 798-7481
groach@cbutah.com
Michael Hess
Asst. Manager ,Loan Officer
One North Main Street
Spanish Fork, UT 84662
(801) 798-7481
mhess@cbutah.com
Address
851 North 100 East
Spanish Fork, UT
Contact
(801) 798-1166
Fax (301) 639-0804
andrea@1sthomemortgage.net
Address
851 North 100 East
Spanish Fork, UT
Contact
(801) 798-1166
Fax (301) 639-0804
gavin@1sthomemortgage.net
Address
385 North Main
Mapleton, UT
Contact
(801) 489-5640
Fax (301) 639-0804
cbutler@cbutah.com