Compare Today’s Refinance Rates for Torrey, Utah

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Torrey, Utah 84775. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Torrey and other areas of Sevier county, expected lifetime cash savings are $47,619 or $132 / month.

For Torrey, Utah 84775, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.510278 -111.880556

Summary of Average Refinance Terms in Torrey, Utah 84775

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Torrey, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Torrey, UT 84775, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Torrey, UT

Refinance Rates for Torrey, Utah 84775 from 2014 - 2021

Below are historical data on refinancing in Torrey, Utah and around Sevier county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Torrey, Utah 84775

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Torrey, Utah 84775, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Anthony Graham

Mortgage Banker

715 W Telegraph Street

Washington, UT 84775

(435) 817-8033

anthony.graham@chase.com

Address

715 W Telegraph Street

Washington, UT

Contact

(435) 817-8033

Fax (301) 639-0804

anthony.graham@chase.com

Refinancing News for Torrey, Utah 84775