Compare Today’s Refinance Rates for Trenton, Utah 84338
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Trenton, Utah 84338.
With a 30-year amortization refinance in Trenton and surrounding areas of Cache county, our calculations show that you can expect to save up to $4,665 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Trenton, Utah 84338.
Summary of Average Refinances in Trenton, Utah 84338
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Interactive Refinance Rate Projections for Trenton, Utah 84338
Pureloan has developed an interactive chart to monitor the five largest local lenders in Trenton, UT 84338, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Trenton, Utah 84338 from 2024 - 2016
The following historical data provides insights into refinancing trends in Trenton, Utah and the surrounding Cache county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
% 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Trenton, Utah 84338
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Trenton, Utah 84338, we have compiled a list of top refinance brokers to assist you in the process.
Rod Hunter
Loan Officer
5 East 1400 North
Logan, UT 84338
(435) 919-1007
rvhunter@bankofutah.com
Dan Farnsworth
Loan Officer
5 E. 1400 N.
Logan, UT 84338
(435) 716-8821
dfarnsworth@bankofutah.com
Telly Longhurst
Loan Officer
5 E. 1400 N.
Logan, UT 84338
(435) 792-4663
tlonghurst@vfund.com
Dirk Wilson
Mortgage Loan Officer
40 West 1250 North Suite 6A
Logan, UT 84338
(435) 713-0122
dwilson@republicmortgage.com
kris udy
Mortgage Loan Advisor
305 East Main St.
Tremonton, UT 84338
(435) 279-7777
kris.udy@Academy.cc
Address
5 East 1400 North
Logan, UT
Contact
(435) 919-1007
Fax (301) 639-0804
rvhunter@bankofutah.com
Address
5 E. 1400 N.
Logan, UT
Contact
(435) 716-8821
Fax (301) 639-0804
dfarnsworth@bankofutah.com
Address
5 E. 1400 N.
Logan, UT
Contact
(435) 792-4663
Fax (301) 639-0804
tlonghurst@vfund.com