Compare Today’s Refinance Rates for Vernal, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Vernal, Utah 84078. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $65,857 or $183 / month in Vernal and other areas of Uintah county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Vernal, Utah 84078.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

40.440613 -109.546883

Summary of Average Refinance Terms in Vernal, Utah 84078

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Vernal, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Vernal, UT 84078, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Vernal, UT

Refinance Rates for Vernal, Utah 84078 from 2014 - 2021

Below are historical data on refinancing in Vernal, Utah and around Uintah county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Vernal, Utah 84078

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Vernal, Utah 84078, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Brad Sullivan

Mortgage Banker

7352 South Plaza Center Drive

West Jordan, UT 84078

(801) 280-6763

brad.n.sullivan@chase.com

George Coleman

Branch Manager /Senior VP of Mortgage Lending

724 W 500 S Ste 500

West Bountiful, UT 84078

(801) 644-0766

george.coleman@guaranteedrate.com

Steven Hansen

Loan Officer

1111 Brickyard Rd #107

Salt Lake City, CA 84078

(801) 327-0059

steveh@snmc.com

Bryan Roberts

Sales Manager, Loan Officer

1440 S Foothill Drive Suite 250

Salt Lake City, UT 84078

(801) 583-2100

bryan.roberts@AcademyMortgage.com

Pete Jacob

Loan Officer

2180 South 1300 East Suite 310

Salt Lake City, UT 84078

(801) 456-7800

pete.jacob@AcademyMortgage.com

Address

7352 South Plaza Center Drive

West Jordan, UT

Contact

(801) 280-6763

Fax (301) 639-0804

brad.n.sullivan@chase.com

Address

724 W 500 S Ste 500

West Bountiful, UT

Contact

(801) 644-0766

Fax (301) 639-0804

george.coleman@guaranteedrate.com

Address

1111 Brickyard Rd #107

Salt Lake City, CA

Contact

(801) 327-0059

Fax (301) 639-0804

steveh@snmc.com

Refinancing News for Vernal, Utah 84078