Compare Today’s Refinance Rates for Wales, Utah

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Wales, Utah 84667. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $44,625 or $124 / month in Wales and other areas of Sanpete county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Wales, Utah 84667.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

39.486944 -111.634444

Summary of Average Refinance Terms in Wales, Utah 84667

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Wales, UT

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Wales, UT 84667, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Wales, UT

Refinance Rates for Wales, Utah 84667 from 2014 - 2021

Below are historical data on refinancing in Wales, Utah and around Sanpete county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 54.99% 50.36% 54.46% 61.55% 72.54% 69.74% 71.43% 69.39%
avg refi rate 4.78% 4.44% 3.81% 3.70% 4.44% 4.05% 3.83% 4.02%
% 15 year fixed refinance 32.33% 34.53% 32.36% 28.55% 19.00% 18.14% 18.61% 20.41%
avg refi rate 4.16% 3.72% 3.19% 2.98% 3.51% 3.26% 3.07% 3.26%
Avg credit score 767.18 769.13 771.63 763.51 750.64 756.90 756.99 748.82
Avg LTV (loan to value) 65.25% 66.28% 68.31% 70.24% 73.28% 74.30% 72.61% 70.83%
Avg DTI (debt to income) 30.79 30.73 30.24 30.67 33.58 33.08 32.83 34.12
Avg refinance insurance % 1.60% 1.97% 2.78% 4.41% 5.32% 6.06% 4.63% 3.90%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Wales, Utah 84667

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Wales, Utah 84667, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

James Pherson

Mortgage Consultant/Area Manager

20 North Main Street, Suite 201

St. George, UT 84667

(801) 233-7129

james.macpherson@AcademyMortgage.com

Rock Reber

Loan Officer

20 North Main Street, Suite 201

St. George, UT 84667

(435) 862-9556

rock.reber@academy.cc

Jim Lemmon

Associate Broker

6223 W 135 N #27

Hurricane, UT 84667

(435) 635-4547

jslemmon@buysouthernutah.com

Ryan Lemmon

Branch Broker

6223 W 135 N #27

Hurricane, UT 84667

(435) 635-4547

ryan@buysouthernutah.com

Rand Lemmon

Broker

6223 W 135 N #27

Hurricane, UT 84667

(435) 635-4547

rand@buysouthernutah.com

Address

20 North Main Street, Suite 201

St. George, UT

Contact

(801) 233-7129

Fax (301) 639-0804

james.macpherson@AcademyMortgage.com

Address

20 North Main Street, Suite 201

St. George, UT

Contact

(435) 862-9556

Fax (301) 639-0804

rock.reber@academy.cc

Address

6223 W 135 N #27

Hurricane, UT

Contact

(435) 635-4547

Fax (301) 639-0804

jslemmon@buysouthernutah.com

Refinancing News for Wales, Utah 84667