Compare Today’s Refinance Rates for Wallsburg, Utah 84082
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wallsburg, Utah 84082.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,238 over the lifetime of your mortgage, which translates to a monthly savings of $23 in Wallsburg and other areas of Wasatch county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Wallsburg, Utah 84082
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Interactive Refinance Rate Projections for Wallsburg, Utah 84082
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wallsburg, UT 84082, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wallsburg, Utah 84082 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wallsburg, Utah and the surrounding Wasatch county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 95.65% | 72.32% | 74.09% | 73.56% | 81.37% | 78.74% | 71.05% | 71.66% | 69.57% |
| avg refi rate | 6.31% | 3.57% | 2.88% | 3.20% | 4.00% | 4.49% | 4.11% | 3.83% | 4.04% |
| % 15 year fixed refinance | 4.35% | 15.72% | 15.37% | 14.38% | 10.22% | 14.41% | 18.46% | 18.39% | 18.23% |
| avg refi rate | 5.91% | 2.59% | 2.33% | 2.69% | 3.42% | 3.79% | 3.33% | 3.07% | 3.25% |
| Avg credit score | 742.17 | 751.97 | 758.67 | 763.12 | 755.86 | 746.51 | 747.36 | 756.97 | 757.17 |
| Avg LTV (loan to value) | 59.27% | 55.65% | 62.37% | 67.02% | 72.95% | 67.74% | 70.94% | 72.64% | 74.20% |
| Avg DTI (debt to income) | 37.12 | 35.06 | 32.07 | 31.71 | 33.92 | 35.10 | 34.26 | 33.03 | 33.04 |
| Avg refinance insurance % | 2.49% | 0.97% | 1.72% | 3.08% | 5.87% | 2.67% | 3.66% | 4.64% | 5.90% |
Best Refinance Brokers around Wallsburg, Utah 84082
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wallsburg, Utah 84082, we have compiled a list of top refinance brokers to assist you in the process.
Brad Sullivan
Mortgage Banker
7352 South Plaza Center Drive
West Jordan, UT 84082
(801) 280-6763
brad.n.sullivan@chase.com
George Coleman
Branch Manager /Senior VP of Mortgage Lending
724 W 500 S Ste 500
West Bountiful, UT 84082
(801) 644-0766
george.coleman@guaranteedrate.com
Steven Hansen
Loan Officer
1111 Brickyard Rd #107
Salt Lake City, CA 84082
(801) 327-0059
steveh@snmc.com
Bryan Roberts
Sales Manager, Loan Officer
1440 S Foothill Drive Suite 250
Salt Lake City, UT 84082
(801) 583-2100
bryan.roberts@AcademyMortgage.com
Pete Jacob
Loan Officer
2180 South 1300 East Suite 310
Salt Lake City, UT 84082
(801) 456-7800
pete.jacob@AcademyMortgage.com
Address
7352 South Plaza Center Drive
West Jordan, UT
Contact
(801) 280-6763
Fax (301) 639-0804
brad.n.sullivan@chase.com
Address
724 W 500 S Ste 500
West Bountiful, UT
Contact
(801) 644-0766
Fax (301) 639-0804
george.coleman@guaranteedrate.com
Address
1111 Brickyard Rd #107
Salt Lake City, CA
Contact
(801) 327-0059
Fax (301) 639-0804
steveh@snmc.com