Compare Today’s Refinance Rates for Alberta, Virginia 23821
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Alberta, Virginia 23821.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,780 over the lifetime of your mortgage, which translates to a monthly savings of $11 in Alberta and other areas of Brunswick county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Alberta, Virginia 23821
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Interactive Refinance Rate Projections for Alberta, Virginia 23821
Pureloan has developed an interactive chart to monitor the five largest local lenders in Alberta, VA 23821, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Alberta, Virginia 23821 from 2024 - 2016
The following historical data provides insights into refinancing trends in Alberta, Virginia and the surrounding Brunswick county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 81.82% | 57.74% | 57.92% | 57.24% | 64.32% | 62.58% | 54.21% | 59.03% | 59.39% |
avg refi rate | 5.91% | 3.63% | 3.01% | 3.30% | 4.26% | 4.63% | 4.11% | 3.97% | 4.20% |
% 15 year fixed refinance | 9.09% | 24.11% | 24.50% | 27.39% | 22.47% | 27.10% | 30.53% | 26.39% | 26.64% |
avg refi rate | 4.63% | 2.74% | 2.50% | 2.87% | 3.68% | 3.83% | 3.43% | 3.17% | 3.32% |
Avg credit score | 737.59 | 739.14 | 754.27 | 754.15 | 749.59 | 737.13 | 755.84 | 756.15 | 757.00 |
Avg LTV (loan to value) | 68.18% | 63.47% | 68.62% | 72.73% | 73.67% | 72.13% | 71.74% | 75.73% | 75.58% |
Avg DTI (debt to income) | 37.41 | 36.26 | 32.92 | 32.39 | 32.40 | 35.01 | 32.28 | 31.02 | 32.56 |
Avg refinance insurance % | 6.68% | 1.61% | 2.65% | 4.66% | 7.16% | 4.34% | 5.63% | 6.80% | 7.67% |
Best Refinance Brokers around Alberta, Virginia 23821
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Alberta, Virginia 23821, we have compiled a list of top refinance brokers to assist you in the process.
Dave Bayford
Branch Partner / Sr. Loan Officer
3317 W Hundred Rd
Chester, VA 23821
(804) 304-5141
dbayford@alcovamortgage.com
GEORGE KAROUSOS
Home Loan Officer
4600 Ecoff Ave Ste 101
Chester, VA 23821
(804) 717-9003
George.Karousos@wellsfargo.com
JEFFERY SALMON
Home Loan Officer
4600 Ecoff Ave Ste 101
Chester, VA 23821
(804) 717-9003
Jeff.Salmon@wellsfargo.com
KIMBERLIE HICKS
Home Loan Officer
4600 Ecoff Ave Ste 101
Chester, VA 23821
(804) 717-9003
Kim.Hicks@wellsfargo.com
LARRY CARMICHAEL
Home Loan Officer
4600 Ecoff Ave Ste 101
Chester, VA 23821
(804) 717-9003
ryan.carmichael@wellsfargo.com
Address
3317 W Hundred Rd
Chester, VA
Contact
(804) 304-5141
Fax (301) 639-0804
dbayford@alcovamortgage.com
Address
4600 Ecoff Ave Ste 101
Chester, VA
Contact
(804) 717-9003
Fax (301) 639-0804
George.Karousos@wellsfargo.com
Address
4600 Ecoff Ave Ste 101
Chester, VA
Contact
(804) 717-9003
Fax (301) 639-0804
Jeff.Salmon@wellsfargo.com