Compare Today’s Refinance Rates for Altavista, Virginia 24517
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Altavista, Virginia 24517.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Altavista, Virginia 24517. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,155 or $14 per month in Altavista and other parts of Campbell county.
Summary of Average Refinances in Altavista, Virginia 24517
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Interactive Refinance Rate Projections for Altavista, Virginia 24517
Pureloan has developed an interactive chart to monitor the five largest local lenders in Altavista, VA 24517, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Altavista, Virginia 24517 from 2024 - 2016
The following historical data provides insights into refinancing trends in Altavista, Virginia and the surrounding Campbell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 55.21% | 51.53% | 54.12% | 57.94% | 64.29% | 52.00% | 56.67% | 56.34% |
avg refi rate | 6.64% | 3.89% | 2.99% | 3.24% | 4.39% | 4.65% | 4.21% | 3.90% | 4.08% |
% 15 year fixed refinance | 7.41% | 25.35% | 29.32% | 28.27% | 26.64% | 32.14% | 37.00% | 28.52% | 26.49% |
avg refi rate | 6.13% | 2.78% | 2.48% | 2.80% | 3.66% | 3.83% | 3.38% | 3.19% | 3.37% |
Avg credit score | 744.81 | 747.18 | 761.59 | 763.34 | 752.21 | 752.86 | 751.53 | 754.17 | 754.05 |
Avg LTV (loan to value) | 66.33% | 63.97% | 68.19% | 71.22% | 71.36% | 68.61% | 70.17% | 71.40% | 71.63% |
Avg DTI (debt to income) | 36.22 | 33.05 | 30.52 | 30.46 | 31.59 | 31.82 | 32.76 | 30.76 | 30.09 |
Avg refinance insurance % | 5.41% | 1.61% | 2.54% | 4.78% | 5.68% | 4.36% | 4.07% | 4.77% | 4.38% |
Best Refinance Brokers around Altavista, Virginia 24517
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Altavista, Virginia 24517, we have compiled a list of top refinance brokers to assist you in the process.
Katherine Tabb
Loan Officer
1037 Main St
Altavista, VA 24517
(434) 369-4761
katherine.tabb@wellsfargo.com
Douglas Jacobs
Loan Officer
101 N Bridge St
Bedford, VA 24517
(540) 586-8292
douglas.b.jacobs@wellsfargo.com
Jason Owens
Loan Officer
101 N Bridge St
Bedford, VA 24517
(540) 586-8292
jason.owens@wellsfargo.com
Regina Moskall
Loan Officer
101 N Bridge St
Bedford, VA 24517
(540) 586-8292
regina.moskall@wellsfargo.com
Leona Clinton
Loan Officer
227 Main St
Brookneal, VA 24517
(434) 376-2351
leona.c.clinton@wellsfargo.com
Address
1037 Main St
Altavista, VA
Contact
(434) 369-4761
Fax (301) 639-0804
katherine.tabb@wellsfargo.com
Address
101 N Bridge St
Bedford, VA
Contact
(540) 586-8292
Fax (301) 639-0804
douglas.b.jacobs@wellsfargo.com
Address
101 N Bridge St
Bedford, VA
Contact
(540) 586-8292
Fax (301) 639-0804
jason.owens@wellsfargo.com