Compare Today’s Refinance Rates for Atlantic, Virginia 23303
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Atlantic, Virginia 23303.
With a 30-year amortization refinance in Atlantic and surrounding areas of Accomack county, our calculations show that you can expect to save up to $7,139 over the lifetime of your mortgage, or a monthly savings of $20. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Atlantic, Virginia 23303.
Summary of Average Refinances in Atlantic, Virginia 23303
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Interactive Refinance Rate Projections for Atlantic, Virginia 23303
Pureloan has developed an interactive chart to monitor the five largest local lenders in Atlantic, VA 23303, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Atlantic, Virginia 23303 from 2024 - 2016
The following historical data provides insights into refinancing trends in Atlantic, Virginia and the surrounding Accomack county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 61.56% | 67.61% | 66.04% | 65.69% | 55.32% | 54.27% | 62.41% | 63.27% |
avg refi rate | 6.31% | 3.56% | 2.99% | 3.24% | 4.23% | 4.50% | 4.09% | 3.97% | 4.12% |
% 15 year fixed refinance | 12.50% | 22.79% | 16.95% | 21.05% | 22.55% | 31.91% | 31.66% | 25.53% | 23.27% |
avg refi rate | 5.88% | 2.77% | 2.47% | 2.84% | 3.47% | 3.89% | 3.33% | 3.11% | 3.23% |
Avg credit score | 745.50 | 737.73 | 753.81 | 763.08 | 757.25 | 747.52 | 755.24 | 756.45 | 763.20 |
Avg LTV (loan to value) | 65.88% | 64.06% | 70.19% | 73.30% | 72.61% | 67.34% | 71.85% | 73.56% | 72.58% |
Avg DTI (debt to income) | 38.75 | 33.03 | 32.54 | 32.51 | 34.90 | 32.69 | 33.21 | 32.36 | 32.37 |
Avg refinance insurance % | 4.63% | 1.28% | 3.18% | 5.62% | 5.72% | 3.36% | 5.91% | 5.50% | 5.80% |
Best Refinance Brokers around Atlantic, Virginia 23303
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Atlantic, Virginia 23303, we have compiled a list of top refinance brokers to assist you in the process.
Elizabeth Newman
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23303
(757) 424-6622
elizabeth.g.newman@wellsfargo.com
Christopher SR
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23303
(757) 424-6622
christopher.h.sr@wellsfargo.com
Elena Mucci
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23303
(757) 424-6622
elena.mucci@wellsfargo.com
Heather McCracken
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23303
(757) 424-6622
heather.d.mccracken@wellsfargo.com
Priscilla Peaks
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23303
(757) 424-6622
priscilla.peaks@wellsfargo.com
Address
1208 Greenbrier Pkwy
Chesapeake, VA
Contact
(757) 424-6622
Fax (301) 639-0804
elizabeth.g.newman@wellsfargo.com
Address
1208 Greenbrier Pkwy
Chesapeake, VA
Contact
(757) 424-6622
Fax (301) 639-0804
christopher.h.sr@wellsfargo.com
Address
1208 Greenbrier Pkwy
Chesapeake, VA
Contact
(757) 424-6622
Fax (301) 639-0804
elena.mucci@wellsfargo.com