Compare Today’s Refinance Rates for Banco, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Banco, Virginia 22711. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Banco and other areas of Madison county, expected lifetime cash savings are $34,073 or $95 / month.

For Banco, Virginia 22711, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.451111 -78.281944

Summary of Average Refinance Terms in Banco, Virginia 22711

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Banco, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Banco, VA 22711, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Banco, VA

Refinance Rates for Banco, Virginia 22711 from 2014 - 2021

Below are historical data on refinancing in Banco, Virginia and around Madison county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Banco, Virginia 22711

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Banco, Virginia 22711, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Blane Stewart

Branch Manager

19373 Carpenters Branch Road

Brandy Station, VA 22711

(540) 829-0030

blanes@nfmlending.com

Blane Stewart

Loan officer

114 N West St

Culpeper, VA 22711

(540) 717-6237

bstewart@slshomeloans.com

Meredith Dunahoo

Loan officer

114 N West St

Culpeper, VA 22711

(540) 829-0030

mdunahoo@slshomeloans.com

Kathleen Hoffmaster

Mortgage Loan Officer

703 James Madison Hwy

Culpeper, VA 22711

(828) 437-4981

KHoffmaster@bbandt.com

Address

19373 Carpenters Branch Road

Brandy Station, VA

Contact

(540) 829-0030

Fax (301) 639-0804

blanes@nfmlending.com

Address

114 N West St

Culpeper, VA

Contact

(540) 717-6237

Fax (301) 639-0804

bstewart@slshomeloans.com

Address

114 N West St

Culpeper, VA

Contact

(540) 829-0030

Fax (301) 639-0804

mdunahoo@slshomeloans.com

Refinancing News for Banco, Virginia 22711