Compare Today’s Refinance Rates for Bandy, Virginia 24602
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bandy, Virginia 24602.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bandy, Virginia 24602. For 30-year amortization refinancing, you can expect lifetime cash savings of $2,661 or $7 per month in Bandy and other parts of Tazewell county.
37.166112
-81.6508
9840
Summary of Average Refinances in Bandy, Virginia 24602
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Bandy, Virginia 24602
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Bandy, Virginia 24602
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bandy, VA 24602, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bandy, Virginia 24602 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bandy, Virginia and the surrounding Tazewell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 38.89% | 45.65% | 40.91% | 62.50% | 50.00% | 38.46% | 64.71% | 62.50% | |
| avg refi rate | 3.73% | 3.06% | 3.17% | 4.52% | 4.88% | 4.16% | 4.10% | 4.03% | |
| % 15 year fixed refinance | 22.22% | 32.61% | 36.36% | 12.50% | 16.67% | 38.46% | 23.53% | 25.00% | |
| avg refi rate | 3.12% | 2.41% | 2.82% | 4.63% | 4.50% | 3.07% | 2.94% | 3.41% | |
| Avg credit score | 718.78 | 762.30 | 747.80 | 748.63 | 742.00 | 747.85 | 734.65 | 752.44 | |
| Avg LTV (loan to value) | 69.94% | 67.89% | 72.66% | 79.88% | 73.67% | 68.08% | 74.59% | 76.25% | |
| Avg DTI (debt to income) | 33.00 | 31.02 | 28.91 | 34.88 | 35.17 | 29.08 | 32.65 | 30.75 | |
| Avg refinance insurance % | 2.33% | 2.65% | 4.27% | 6.88% | 8.33% | 2.85% | 4.59% | 9.06% |
Best Refinance Brokers around Bandy, Virginia 24602
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bandy, Virginia 24602, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Philip Cook
Loan Officer
20089 Riverside Dr
Grundy, VA 24602
(276) 935-3444
philip.cook@trupointbank.com
Drema Looney
Loan Officer
20089 Riverside Dr
Grundy, VA 24602
(276) 964-7445
drema.looney@trupointbank.com
Regina Belcher
Loan Officer
20089 Riverside Dr
Grundy, VA 24602
(276) 623-5200
regina.belcher@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 935-3444
Fax (301) 639-0804
philip.cook@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 964-7445
Fax (301) 639-0804
drema.looney@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 623-5200
Fax (301) 639-0804
regina.belcher@trupointbank.com