Compare Today’s Refinance Rates for Barboursville, Virginia 22923
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Barboursville, Virginia 22923.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $3,165 over the lifetime of your mortgage, which translates to a monthly savings of $9 in Barboursville and other areas of Orange county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Barboursville, Virginia 22923
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Interactive Refinance Rate Projections for Barboursville, Virginia 22923
Pureloan has developed an interactive chart to monitor the five largest local lenders in Barboursville, VA 22923, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Barboursville, Virginia 22923 from 2024 - 2016
The following historical data provides insights into refinancing trends in Barboursville, Virginia and the surrounding Orange county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 80.00% | 56.13% | 61.76% | 61.90% | 62.21% | 71.57% | 53.72% | 57.54% | 57.19% |
| avg refi rate | 6.50% | 3.45% | 2.92% | 3.21% | 4.09% | 4.58% | 4.10% | 3.86% | 4.03% |
| % 15 year fixed refinance | 28.22% | 22.68% | 23.87% | 24.05% | 18.63% | 32.23% | 25.98% | 28.10% | |
| avg refi rate | 2.57% | 2.42% | 2.76% | 3.62% | 3.90% | 3.25% | 3.05% | 3.27% | |
| Avg credit score | 756.40 | 758.96 | 766.19 | 769.86 | 762.00 | 750.37 | 761.67 | 765.34 | 764.34 |
| Avg LTV (loan to value) | 61.60% | 59.81% | 66.06% | 68.15% | 71.26% | 65.40% | 67.61% | 70.21% | 68.81% |
| Avg DTI (debt to income) | 37.40 | 31.36 | 31.42 | 30.53 | 32.69 | 33.28 | 32.11 | 30.51 | 30.62 |
| Avg refinance insurance % | 4.90% | 1.16% | 2.50% | 3.52% | 5.37% | 2.44% | 4.79% | 5.18% | 4.84% |
Best Refinance Brokers around Barboursville, Virginia 22923
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Barboursville, Virginia 22923, we have compiled a list of top refinance brokers to assist you in the process.
Cleve Brannock
Senior Loan Officer
2788 Hydraulic Rd
Charlottesville, VA 22923
(434) 975-2319
cbrannock@fultonmortgagecompany.com
Victoria Stratman
Regional Vice President
2788 Hydraulic Rd
Charlottesville, VA 22923
(703) 801-5361
vstratman@fultonmortgagecompany.com
Donna Harrington
Reverse Mortgage Loan Officer
285 Hydraulic Ridge Rd Ste 3
Charlottesville, VA 22923
(757) 321-6364
dharrington@fultonmortgagecompany.com
Jason Crigler
Loan Officer
620 Woodbrook Dr Ste 2
Charlottesville, VA 22923
(434) 975-5626
jason@crownmortgage.com
Steve Trunzo
Loan officer
944 Glenwood Station Ln
Charlottesville, VA 22923
(434) 974-1450
Strunzo@cfmortgagecorp.com
Address
2788 Hydraulic Rd
Charlottesville, VA
Contact
(434) 975-2319
Fax (301) 639-0804
cbrannock@fultonmortgagecompany.com
Address
2788 Hydraulic Rd
Charlottesville, VA
Contact
(703) 801-5361
Fax (301) 639-0804
vstratman@fultonmortgagecompany.com
Address
285 Hydraulic Ridge Rd Ste 3
Charlottesville, VA
Contact
(757) 321-6364
Fax (301) 639-0804
dharrington@fultonmortgagecompany.com