Compare Today’s Refinance Rates for Bassett, Virginia 24055
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bassett, Virginia 24055.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bassett, Virginia 24055. For 30-year amortization refinancing, you can expect lifetime cash savings of $5,244 or $15 per month in Bassett and other parts of Henry county.
Summary of Average Refinances in Bassett, Virginia 24055
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Interactive Refinance Rate Projections for Bassett, Virginia 24055
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bassett, VA 24055, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bassett, Virginia 24055 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bassett, Virginia and the surrounding Henry county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 83.33% | 54.03% | 55.08% | 51.91% | 51.21% | 51.61% | 46.64% | 51.83% | 48.18% |
avg refi rate | 6.60% | 3.61% | 2.96% | 3.27% | 4.14% | 4.55% | 4.09% | 3.88% | 4.12% |
% 15 year fixed refinance | 8.33% | 27.85% | 28.32% | 29.65% | 31.88% | 34.68% | 37.67% | 32.23% | 35.40% |
avg refi rate | 5.13% | 2.80% | 2.48% | 2.79% | 3.63% | 3.89% | 3.34% | 3.16% | 3.35% |
Avg credit score | 754.25 | 746.19 | 758.27 | 770.21 | 754.80 | 748.13 | 754.14 | 755.42 | 760.98 |
Avg LTV (loan to value) | 65.17% | 62.59% | 68.13% | 71.16% | 71.60% | 68.69% | 70.58% | 73.86% | 70.27% |
Avg DTI (debt to income) | 39.33 | 32.34 | 29.93 | 30.39 | 32.22 | 30.18 | 32.09 | 31.66 | 30.61 |
Avg refinance insurance % | 3.50% | 1.33% | 2.54% | 3.92% | 5.07% | 5.02% | 2.72% | 5.71% | 4.47% |
Best Refinance Brokers around Bassett, Virginia 24055
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bassett, Virginia 24055, we have compiled a list of top refinance brokers to assist you in the process.
Melanie Turner
Loan Officer
3559 Fairystone Park Hwy
Bassett, VA 24055
(276) 629-5312
melanie.a.turner@wellsfargo.com
Tamie Frets
Loan Officer
200 N Main St
Blacksburg, VA 24055
(540) 552-4211
tamie.frets@wellsfargo.com
Benjamin Creger
Loan Officer
200 N Main St
Blacksburg, VA 24055
(540) 552-4211
benjamin.creger@wellsfargo.com
Kelly Good
Branch Manager/Loan Officer
2001 S Main St Ste 103
Blacksburg, VA 24055
(540) 440-5279
kgood@alcovamortgage.com
Brandon Nicely
Branch Manager
2001 S Main St Ste 103
Blacksburg, VA 24055
(877) 552-7150
brandon@alcovamortgage.com
Address
3559 Fairystone Park Hwy
Bassett, VA
Contact
(276) 629-5312
Fax (301) 639-0804
melanie.a.turner@wellsfargo.com
Address
200 N Main St
Blacksburg, VA
Contact
(540) 552-4211
Fax (301) 639-0804
tamie.frets@wellsfargo.com
Address
200 N Main St
Blacksburg, VA
Contact
(540) 552-4211
Fax (301) 639-0804
benjamin.creger@wellsfargo.com