Compare Today’s Refinance Rates for Basye, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Basye, Virginia 22810. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Basye and surrounding areas of Shenandoah county, your expected lifetime cash savings are $19,796 or $55 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Basye, Virginia 22810.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.795806 -78.767363

Summary of Average Refinance Terms in Basye, Virginia 22810

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Basye, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Basye, VA 22810, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Basye, VA

Refinance Rates for Basye, Virginia 22810 from 2014 - 2021

Below are historical data on refinancing in Basye, Virginia and around Shenandoah county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Basye, Virginia 22810

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Basye, Virginia 22810, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Kimberly Mullenax

Loan Officer

500 N Main St

Bridgewater, VA 22810

(540) 828-2564

kimberly.d.mullenax@wellsfargo.com

Sue Hughes

Certified Mortgage Loan Officer

111 N Main St

Bridgewater, VA 22810

(540) 801-1249

shughes@bbandt.com

JONATHAN ISCHINGER

Home Loan Officer

1964 Evelyn Byrd Ave

Harrisonburg, VA 22810

(540) 801-6833

jonathan.ischinger@wellsfargo.com

BRADLEY AREHART

Home Loan Officer

1964 Evelyn Byrd Ave

Harrisonburg, VA 22810

(540) 801-6833

bradley.arehart@wellsfargo.com

AMANDA COUSINS

Home Loan Officer

1964 Evelyn Byrd Ave

Harrisonburg, VA 22810

(540) 801-6833

Amanda.L.Cousins@wellsfargo.com

Address

500 N Main St

Bridgewater, VA

Contact

(540) 828-2564

Fax (301) 639-0804

kimberly.d.mullenax@wellsfargo.com

Address

111 N Main St

Bridgewater, VA

Contact

(540) 801-1249

Fax (301) 639-0804

shughes@bbandt.com

Address

1964 Evelyn Byrd Ave

Harrisonburg, VA

Contact

(540) 801-6833

Fax (301) 639-0804

jonathan.ischinger@wellsfargo.com

Refinancing News for Basye, Virginia 22810