Compare Today’s Refinance Rates for Bedford, Virginia 24523
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bedford, Virginia 24523.
With a 30-year amortization refinance in Bedford and surrounding areas of Bedford county, our calculations show that you can expect to save up to $2,091 over the lifetime of your mortgage, or a monthly savings of $6. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bedford, Virginia 24523.
Summary of Average Refinances in Bedford, Virginia 24523
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Interactive Refinance Rate Projections for Bedford, Virginia 24523
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bedford, VA 24523, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bedford, Virginia 24523 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bedford, Virginia and the surrounding Bedford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 55.21% | 51.53% | 54.12% | 57.94% | 64.29% | 52.00% | 56.67% | 56.34% |
avg refi rate | 6.64% | 3.89% | 2.99% | 3.24% | 4.39% | 4.65% | 4.21% | 3.90% | 4.08% |
% 15 year fixed refinance | 7.41% | 25.35% | 29.32% | 28.27% | 26.64% | 32.14% | 37.00% | 28.52% | 26.49% |
avg refi rate | 6.13% | 2.78% | 2.48% | 2.80% | 3.66% | 3.83% | 3.38% | 3.19% | 3.37% |
Avg credit score | 744.81 | 747.18 | 761.59 | 763.34 | 752.21 | 752.86 | 751.53 | 754.17 | 754.05 |
Avg LTV (loan to value) | 66.33% | 63.97% | 68.19% | 71.22% | 71.36% | 68.61% | 70.17% | 71.40% | 71.63% |
Avg DTI (debt to income) | 36.22 | 33.05 | 30.52 | 30.46 | 31.59 | 31.82 | 32.76 | 30.76 | 30.09 |
Avg refinance insurance % | 5.41% | 1.61% | 2.54% | 4.78% | 5.68% | 4.36% | 4.07% | 4.77% | 4.38% |
Best Refinance Brokers around Bedford, Virginia 24523
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bedford, Virginia 24523, we have compiled a list of top refinance brokers to assist you in the process.
Regina Moskall
Loan Officer
101 N Bridge St
Bedford, VA 24523
(540) 586-8292
regina.moskall@wellsfargo.com
Jason Owens
Loan Officer
101 N Bridge St
Bedford, VA 24523
(540) 586-8292
jason.owens@wellsfargo.com
Douglas Jacobs
Loan Officer
101 N Bridge St
Bedford, VA 24523
(540) 586-8292
douglas.b.jacobs@wellsfargo.com
Leona Clinton
Loan Officer
227 Main St
Brookneal, VA 24523
(434) 376-2351
leona.c.clinton@wellsfargo.com
Address
101 N Bridge St
Bedford, VA
Contact
(540) 586-8292
Fax (301) 639-0804
regina.moskall@wellsfargo.com
Address
101 N Bridge St
Bedford, VA
Contact
(540) 586-8292
Fax (301) 639-0804
jason.owens@wellsfargo.com
Address
101 N Bridge St
Bedford, VA
Contact
(540) 586-8292
Fax (301) 639-0804
douglas.b.jacobs@wellsfargo.com