Compare Today’s Refinance Rates for Blue Ridge, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Blue Ridge, Virginia 24064. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Blue Ridge and surrounding areas of Botetourt county, your expected lifetime cash savings are $21,482 or $60 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Blue Ridge, Virginia 24064.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.388542 -79.817178

Summary of Average Refinance Terms in Blue Ridge, Virginia 24064

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Blue Ridge, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Blue Ridge, VA 24064, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Blue Ridge, VA

Refinance Rates for Blue Ridge, Virginia 24064 from 2014 - 2021

Below are historical data on refinancing in Blue Ridge, Virginia and around Botetourt county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Blue Ridge, Virginia 24064

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Blue Ridge, Virginia 24064, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tamie Frets

Loan Officer

200 N Main St

Blacksburg, VA 24064

(540) 552-4211

tamie.frets@wellsfargo.com

Benjamin Creger

Loan Officer

200 N Main St

Blacksburg, VA 24064

(540) 552-4211

benjamin.creger@wellsfargo.com

Kelly Good

Branch Manager/Loan Officer

2001 S Main St Ste 103

Blacksburg, VA 24064

(540) 440-5279

kgood@alcovamortgage.com

Brandon Nicely

Branch Manager

2001 S Main St Ste 103

Blacksburg, VA 24064

(877) 552-7150

brandon@alcovamortgage.com

Wally Andrus

Loan Officer

2001 S Main St #103

Blacksburg, VA 24064

(843) 449-2250

wandrus@alcovamortgage.com

Address

200 N Main St

Blacksburg, VA

Contact

(540) 552-4211

Fax (301) 639-0804

tamie.frets@wellsfargo.com

Address

200 N Main St

Blacksburg, VA

Contact

(540) 552-4211

Fax (301) 639-0804

benjamin.creger@wellsfargo.com

Address

2001 S Main St Ste 103

Blacksburg, VA

Contact

(540) 440-5279

Fax (301) 639-0804

kgood@alcovamortgage.com

Refinancing News for Blue Ridge, Virginia 24064

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