Compare Today’s Refinance Rates for Bracey, Virginia 23919
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bracey, Virginia 23919.
With a 30-year amortization refinance in Bracey and surrounding areas of Mecklenburg county, our calculations show that you can expect to save up to $8,627 over the lifetime of your mortgage, or a monthly savings of $24. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bracey, Virginia 23919.
Summary of Average Refinances in Bracey, Virginia 23919
Become a certified mortgage expert on Pureloan.com
in Bracey, Virginia 23919
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Bracey, Virginia 23919
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bracey, VA 23919, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bracey, Virginia 23919 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bracey, Virginia and the surrounding Mecklenburg county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 59.12% | 56.36% | 54.34% | 57.89% | 68.29% | 49.06% | 62.32% | 61.49% |
avg refi rate | 6.32% | 3.61% | 2.93% | 3.20% | 4.16% | 4.62% | 4.11% | 3.87% | 4.07% |
% 15 year fixed refinance | 10.53% | 23.56% | 25.39% | 29.81% | 28.48% | 22.56% | 35.47% | 26.33% | 26.27% |
avg refi rate | 4.93% | 2.64% | 2.41% | 2.74% | 3.54% | 3.90% | 3.37% | 3.12% | 3.22% |
Avg credit score | 762.63 | 749.06 | 759.95 | 765.59 | 757.67 | 751.55 | 754.16 | 759.11 | 758.79 |
Avg LTV (loan to value) | 62.74% | 62.20% | 66.27% | 69.42% | 69.58% | 67.36% | 68.37% | 72.59% | 74.88% |
Avg DTI (debt to income) | 32.32 | 31.59 | 30.06 | 30.40 | 32.61 | 33.01 | 31.63 | 32.36 | 32.07 |
Avg refinance insurance % | 1.95% | 1.89% | 2.38% | 3.24% | 3.30% | 3.21% | 3.21% | 5.38% | 6.06% |
Best Refinance Brokers around Bracey, Virginia 23919
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bracey, Virginia 23919, we have compiled a list of top refinance brokers to assist you in the process.
Fay Bohns
Loan Processor
1700-A South Main Street
Farmville, VA 23919
(434) 392-3193
fpostans@colonialfarmcredit.com
Theresa Hall
Loan Processing Supervisor
1700-A South Main Street
Farmville, VA 23919
(434) 392-3193
thall@colonialfarmcredit.com
Harold Harris
Regional Lending Manager
1700-A South Main Street
Farmville, VA 23919
(434) 392-3193
hharris@colonialfarmcredit.com
Darlene King
Loan Processor
201 E. Danville Street
South Hill, VA 23919
(434) 447-7148
dking@colonialfarmcredit.com
Michael Lacks
Agribusiness Relationship Manager
201 E. Danville Street
South Hill, VA 23919
(434) 447-7148
mlacks@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
fpostans@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
thall@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
hharris@colonialfarmcredit.com