Compare Today’s Refinance Rates for Brandy Station, Virginia 22714
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Brandy Station, Virginia 22714.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Brandy Station, Virginia 22714. For 30-year amortization refinancing, you can expect lifetime cash savings of $15,813 or $44 per month in Brandy Station and other parts of Culpeper county.
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Summary of Average Refinances in Brandy Station, Virginia 22714
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Brandy Station, Virginia 22714
Pureloan has developed an interactive chart to monitor the five largest local lenders in Brandy Station, VA 22714, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Brandy Station, Virginia 22714 from 2024 - 2016
The following historical data provides insights into refinancing trends in Brandy Station, Virginia and the surrounding Culpeper county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
| avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
| % 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
| avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
| Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
| Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
| Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
| Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Brandy Station, Virginia 22714
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Brandy Station, Virginia 22714, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Blane Stewart
Branch Manager
19373 Carpenters Branch Road
Brandy Station, VA 22714
(540) 829-0030
blanes@nfmlending.com
Blane Stewart
Loan officer
114 N West St
Culpeper, VA 22714
(540) 717-6237
bstewart@slshomeloans.com
Meredith Dunahoo
Loan officer
114 N West St
Culpeper, VA 22714
(540) 829-0030
mdunahoo@slshomeloans.com
Kathleen Hoffmaster
Mortgage Loan Officer
703 James Madison Hwy
Culpeper, VA 22714
(828) 437-4981
KHoffmaster@bbandt.com
Address
19373 Carpenters Branch Road
Brandy Station, VA
Contact
(540) 829-0030
Fax (301) 639-0804
blanes@nfmlending.com
Address
114 N West St
Culpeper, VA
Contact
(540) 717-6237
Fax (301) 639-0804
bstewart@slshomeloans.com
Address
114 N West St
Culpeper, VA
Contact
(540) 829-0030
Fax (301) 639-0804
mdunahoo@slshomeloans.com