Compare Today’s Refinance Rates for Bridgewater, Virginia 22812
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bridgewater, Virginia 22812.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bridgewater, Virginia 22812. For 30-year amortization refinancing, you can expect lifetime cash savings of $13,197 or $37 per month in Bridgewater and other parts of Rockingham county.
Summary of Average Refinances in Bridgewater, Virginia 22812
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Interactive Refinance Rate Projections for Bridgewater, Virginia 22812
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bridgewater, VA 22812, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bridgewater, Virginia 22812 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bridgewater, Virginia and the surrounding Rockingham county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
% 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Bridgewater, Virginia 22812
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bridgewater, Virginia 22812, we have compiled a list of top refinance brokers to assist you in the process.
Sue Hughes
Certified Mortgage Loan Officer
111 N Main St
Bridgewater, VA 22812
(540) 801-1249
shughes@bbandt.com
Kimberly Mullenax
Loan Officer
500 N Main St
Bridgewater, VA 22812
(540) 828-2564
kimberly.d.mullenax@wellsfargo.com
JONATHAN ISCHINGER
Home Loan Officer
1964 Evelyn Byrd Ave
Harrisonburg, VA 22812
(540) 801-6833
jonathan.ischinger@wellsfargo.com
BRADLEY AREHART
Home Loan Officer
1964 Evelyn Byrd Ave
Harrisonburg, VA 22812
(540) 801-6833
bradley.arehart@wellsfargo.com
AMANDA COUSINS
Home Loan Officer
1964 Evelyn Byrd Ave
Harrisonburg, VA 22812
(540) 801-6833
Amanda.L.Cousins@wellsfargo.com
Address
111 N Main St
Bridgewater, VA
Contact
(540) 801-1249
Fax (301) 639-0804
shughes@bbandt.com
Address
500 N Main St
Bridgewater, VA
Contact
(540) 828-2564
Fax (301) 639-0804
kimberly.d.mullenax@wellsfargo.com
Address
1964 Evelyn Byrd Ave
Harrisonburg, VA
Contact
(540) 801-6833
Fax (301) 639-0804
jonathan.ischinger@wellsfargo.com