Compare Today’s Refinance Rates for Burgess, Virginia 22432
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Burgess, Virginia 22432.
With a 30-year amortization refinance in Burgess and surrounding areas of Northumberland county, our calculations show that you can expect to save up to $17,853 over the lifetime of your mortgage, or a monthly savings of $50. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Burgess, Virginia 22432.
Summary of Average Refinances in Burgess, Virginia 22432
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Interactive Refinance Rate Projections for Burgess, Virginia 22432
Pureloan has developed an interactive chart to monitor the five largest local lenders in Burgess, VA 22432, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Burgess, Virginia 22432 from 2024 - 2016
The following historical data provides insights into refinancing trends in Burgess, Virginia and the surrounding Northumberland county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 60.00% | 68.27% | 70.40% | 66.95% | 63.45% | 59.12% | 59.55% | 62.61% | 60.55% |
| avg refi rate | 6.49% | 3.55% | 2.93% | 3.19% | 4.02% | 4.60% | 4.06% | 3.90% | 4.10% |
| % 15 year fixed refinance | 33.33% | 18.91% | 16.58% | 18.02% | 24.50% | 29.20% | 29.09% | 22.90% | 28.72% |
| avg refi rate | 5.62% | 2.65% | 2.42% | 2.75% | 3.60% | 3.83% | 3.45% | 3.19% | 3.25% |
| Avg credit score | 760.53 | 746.03 | 752.26 | 760.24 | 752.19 | 755.91 | 754.41 | 758.46 | 763.56 |
| Avg LTV (loan to value) | 56.60% | 63.87% | 68.87% | 72.95% | 73.56% | 71.27% | 72.32% | 74.13% | 73.03% |
| Avg DTI (debt to income) | 35.87 | 32.91 | 31.84 | 31.07 | 33.24 | 33.36 | 32.58 | 31.54 | 30.23 |
| Avg refinance insurance % | 2.47% | 1.66% | 3.19% | 4.96% | 6.61% | 4.55% | 5.16% | 6.08% | 6.29% |
Best Refinance Brokers around Burgess, Virginia 22432
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Burgess, Virginia 22432, we have compiled a list of top refinance brokers to assist you in the process.
Stephanie South
Loan Officer
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA 22432
(540) 899-0506
stephanie.south@wellsfargo.com
Cynthia Cestare
Loan Officer
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA 22432
(540) 899-0506
cynthia.cestare@wellsfargo.com
Matthew Bruce
Loan Officer
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA 22432
(540) 899-0506
matthew.g.bruce@wellsfargo.com
Brian Whetzel
Branch manager
2050 Gordon W Shelton Blvd
Fredericksburg, VA 22432
(540) 548-8855
bwhetzel@cfmortgagecorp.com
R.W. Edmondson
Branch manager
2050 Gordon W Shelton Blvd
Fredericksburg, VA 22432
(540) 548-8855
RWEdmondson@cfmortgagecorp.com
Address
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA
Contact
(540) 899-0506
Fax (301) 639-0804
stephanie.south@wellsfargo.com
Address
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA
Contact
(540) 899-0506
Fax (301) 639-0804
cynthia.cestare@wellsfargo.com
Address
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA
Contact
(540) 899-0506
Fax (301) 639-0804
matthew.g.bruce@wellsfargo.com