Compare Today’s Refinance Rates for Carrsville, Virginia 23315
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Carrsville, Virginia 23315.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Carrsville, Virginia 23315. For 30-year amortization refinancing, you can expect lifetime cash savings of $7,950 or $22 per month in Carrsville and other parts of Isle Of Wight county.
Summary of Average Refinances in Carrsville, Virginia 23315
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Interactive Refinance Rate Projections for Carrsville, Virginia 23315
Pureloan has developed an interactive chart to monitor the five largest local lenders in Carrsville, VA 23315, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Carrsville, Virginia 23315 from 2024 - 2016
The following historical data provides insights into refinancing trends in Carrsville, Virginia and the surrounding Isle Of Wight county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 75.00% | 61.56% | 67.61% | 66.04% | 65.69% | 55.32% | 54.27% | 62.41% | 63.27% |
avg refi rate | 6.31% | 3.56% | 2.99% | 3.24% | 4.23% | 4.50% | 4.09% | 3.97% | 4.12% |
% 15 year fixed refinance | 12.50% | 22.79% | 16.95% | 21.05% | 22.55% | 31.91% | 31.66% | 25.53% | 23.27% |
avg refi rate | 5.88% | 2.77% | 2.47% | 2.84% | 3.47% | 3.89% | 3.33% | 3.11% | 3.23% |
Avg credit score | 745.50 | 737.73 | 753.81 | 763.08 | 757.25 | 747.52 | 755.24 | 756.45 | 763.20 |
Avg LTV (loan to value) | 65.88% | 64.06% | 70.19% | 73.30% | 72.61% | 67.34% | 71.85% | 73.56% | 72.58% |
Avg DTI (debt to income) | 38.75 | 33.03 | 32.54 | 32.51 | 34.90 | 32.69 | 33.21 | 32.36 | 32.37 |
Avg refinance insurance % | 4.63% | 1.28% | 3.18% | 5.62% | 5.72% | 3.36% | 5.91% | 5.50% | 5.80% |
Best Refinance Brokers around Carrsville, Virginia 23315
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Carrsville, Virginia 23315, we have compiled a list of top refinance brokers to assist you in the process.
Elizabeth Newman
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23315
(757) 424-6622
elizabeth.g.newman@wellsfargo.com
Christopher SR
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23315
(757) 424-6622
christopher.h.sr@wellsfargo.com
Elena Mucci
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23315
(757) 424-6622
elena.mucci@wellsfargo.com
Heather McCracken
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23315
(757) 424-6622
heather.d.mccracken@wellsfargo.com
Priscilla Peaks
Loan Officer
1208 Greenbrier Pkwy
Chesapeake, VA 23315
(757) 424-6622
priscilla.peaks@wellsfargo.com
Address
1208 Greenbrier Pkwy
Chesapeake, VA
Contact
(757) 424-6622
Fax (301) 639-0804
elizabeth.g.newman@wellsfargo.com
Address
1208 Greenbrier Pkwy
Chesapeake, VA
Contact
(757) 424-6622
Fax (301) 639-0804
christopher.h.sr@wellsfargo.com
Address
1208 Greenbrier Pkwy
Chesapeake, VA
Contact
(757) 424-6622
Fax (301) 639-0804
elena.mucci@wellsfargo.com