Compare Today’s Refinance Rates for Castleton, Virginia 22716
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Castleton, Virginia 22716.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $22,050 over the lifetime of your mortgage, which translates to a monthly savings of $61 in Castleton and other areas of Rappahannock county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Castleton, Virginia 22716
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Castleton, Virginia 22716
Pureloan has developed an interactive chart to monitor the five largest local lenders in Castleton, VA 22716, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Castleton, Virginia 22716 from 2024 - 2016
The following historical data provides insights into refinancing trends in Castleton, Virginia and the surrounding Rappahannock county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 90.91% | 59.04% | 66.42% | 65.46% | 68.62% | 66.13% | 62.03% | 70.79% | 63.32% |
| avg refi rate | 5.93% | 3.51% | 2.96% | 3.27% | 4.14% | 4.58% | 4.06% | 3.86% | 4.10% |
| % 15 year fixed refinance | 9.09% | 21.77% | 21.00% | 19.39% | 20.50% | 24.19% | 29.54% | 20.63% | 25.10% |
| avg refi rate | 5.38% | 2.68% | 2.46% | 2.82% | 3.61% | 3.91% | 3.34% | 3.11% | 3.31% |
| Avg credit score | 737.00 | 740.04 | 764.03 | 758.06 | 748.68 | 748.18 | 756.64 | 761.36 | 759.60 |
| Avg LTV (loan to value) | 59.09% | 60.84% | 67.92% | 72.07% | 73.66% | 71.20% | 72.39% | 73.41% | 72.19% |
| Avg DTI (debt to income) | 37.00 | 32.40 | 31.34 | 31.17 | 32.94 | 33.52 | 31.89 | 31.16 | 30.56 |
| Avg refinance insurance % | 1.20% | 2.73% | 4.88% | 6.10% | 4.78% | 5.24% | 5.72% | 4.68% |
Best Refinance Brokers around Castleton, Virginia 22716
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Castleton, Virginia 22716, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Blane Stewart
Loan officer
114 N West St
Culpeper, VA 22716
(540) 717-6237
bstewart@slshomeloans.com
Meredith Dunahoo
Loan officer
114 N West St
Culpeper, VA 22716
(540) 829-0030
mdunahoo@slshomeloans.com
Kathleen Hoffmaster
Mortgage Loan Officer
703 James Madison Hwy
Culpeper, VA 22716
(828) 437-4981
KHoffmaster@bbandt.com
Blane Stewart
Branch Manager
19373 Carpenters Branch Road
Brandy Station, VA 22716
(540) 829-0030
blanes@nfmlending.com
Address
114 N West St
Culpeper, VA
Contact
(540) 717-6237
Fax (301) 639-0804
bstewart@slshomeloans.com
Address
114 N West St
Culpeper, VA
Contact
(540) 829-0030
Fax (301) 639-0804
mdunahoo@slshomeloans.com
Address
703 James Madison Hwy
Culpeper, VA
Contact
(828) 437-4981
Fax (301) 639-0804
KHoffmaster@bbandt.com