Compare Today’s Refinance Rates for Cedar Bluff, Virginia 24609
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cedar Bluff, Virginia 24609.
With a 30-year amortization refinance in Cedar Bluff and surrounding areas of Tazewell county, our calculations show that you can expect to save up to $11,830 over the lifetime of your mortgage, or a monthly savings of $33. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cedar Bluff, Virginia 24609.
37.079076
-81.766788
9847
Summary of Average Refinances in Cedar Bluff, Virginia 24609
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
Become a certified mortgage expert on Pureloan.com
in Cedar Bluff, Virginia 24609
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Cedar Bluff, Virginia 24609
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cedar Bluff, VA 24609, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cedar Bluff, Virginia 24609 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cedar Bluff, Virginia and the surrounding Tazewell county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 38.89% | 45.65% | 40.91% | 62.50% | 50.00% | 38.46% | 64.71% | 62.50% | |
| avg refi rate | 3.73% | 3.06% | 3.17% | 4.52% | 4.88% | 4.16% | 4.10% | 4.03% | |
| % 15 year fixed refinance | 22.22% | 32.61% | 36.36% | 12.50% | 16.67% | 38.46% | 23.53% | 25.00% | |
| avg refi rate | 3.12% | 2.41% | 2.82% | 4.63% | 4.50% | 3.07% | 2.94% | 3.41% | |
| Avg credit score | 718.78 | 762.30 | 747.80 | 748.63 | 742.00 | 747.85 | 734.65 | 752.44 | |
| Avg LTV (loan to value) | 69.94% | 67.89% | 72.66% | 79.88% | 73.67% | 68.08% | 74.59% | 76.25% | |
| Avg DTI (debt to income) | 33.00 | 31.02 | 28.91 | 34.88 | 35.17 | 29.08 | 32.65 | 30.75 | |
| Avg refinance insurance % | 2.33% | 2.65% | 4.27% | 6.88% | 8.33% | 2.85% | 4.59% | 9.06% |
Best Refinance Brokers around Cedar Bluff, Virginia 24609
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cedar Bluff, Virginia 24609, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Philip Cook
Loan Officer
20089 Riverside Dr
Grundy, VA 24609
(276) 935-3444
philip.cook@trupointbank.com
Drema Looney
Loan Officer
20089 Riverside Dr
Grundy, VA 24609
(276) 964-7445
drema.looney@trupointbank.com
Regina Belcher
Loan Officer
20089 Riverside Dr
Grundy, VA 24609
(276) 623-5200
regina.belcher@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 935-3444
Fax (301) 639-0804
philip.cook@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 964-7445
Fax (301) 639-0804
drema.looney@trupointbank.com
Address
20089 Riverside Dr
Grundy, VA
Contact
(276) 623-5200
Fax (301) 639-0804
regina.belcher@trupointbank.com