Compare Today’s Refinance Rates for Center Cross, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Center Cross, Virginia 22437. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $20,071 or $56 / month in Center Cross and other areas of Essex county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Center Cross, Virginia 22437.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.792875 -76.754837

Summary of Average Refinance Terms in Center Cross, Virginia 22437

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Center Cross, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Center Cross, VA 22437, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Center Cross, VA

Refinance Rates for Center Cross, Virginia 22437 from 2014 - 2021

Below are historical data on refinancing in Center Cross, Virginia and around Essex county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Center Cross, Virginia 22437

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Center Cross, Virginia 22437, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Stephanie South

Loan Officer

501 1/2 Jefferson Davis Hwy

Fredericksburg, VA 22437

(540) 899-0506

stephanie.south@wellsfargo.com

Cynthia Cestare

Loan Officer

501 1/2 Jefferson Davis Hwy

Fredericksburg, VA 22437

(540) 899-0506

cynthia.cestare@wellsfargo.com

Matthew Bruce

Loan Officer

501 1/2 Jefferson Davis Hwy

Fredericksburg, VA 22437

(540) 899-0506

matthew.g.bruce@wellsfargo.com

Brian Whetzel

Branch manager

2050 Gordon W Shelton Blvd

Fredericksburg, VA 22437

(540) 548-8855

bwhetzel@cfmortgagecorp.com

R.W. Edmondson

Branch manager

2050 Gordon W Shelton Blvd

Fredericksburg, VA 22437

(540) 548-8855

RWEdmondson@cfmortgagecorp.com

Address

501 1/2 Jefferson Davis Hwy

Fredericksburg, VA

Contact

(540) 899-0506

Fax (301) 639-0804

stephanie.south@wellsfargo.com

Address

501 1/2 Jefferson Davis Hwy

Fredericksburg, VA

Contact

(540) 899-0506

Fax (301) 639-0804

cynthia.cestare@wellsfargo.com

Address

501 1/2 Jefferson Davis Hwy

Fredericksburg, VA

Contact

(540) 899-0506

Fax (301) 639-0804

matthew.g.bruce@wellsfargo.com

Refinancing News for Center Cross, Virginia 22437