Compare Today’s Refinance Rates for Charlotte Court House, Virginia 23923
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Charlotte Court House, Virginia 23923.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $4,296 over the lifetime of your mortgage, which translates to a monthly savings of $12 in Charlotte Court House and other areas of Charlotte county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Charlotte Court House, Virginia 23923
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Interactive Refinance Rate Projections for Charlotte Court House, Virginia 23923
Pureloan has developed an interactive chart to monitor the five largest local lenders in Charlotte Court House, VA 23923, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Charlotte Court House, Virginia 23923 from 2024 - 2016
The following historical data provides insights into refinancing trends in Charlotte Court House, Virginia and the surrounding Charlotte county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 73.68% | 59.12% | 56.36% | 54.34% | 57.89% | 68.29% | 49.06% | 62.32% | 61.49% |
avg refi rate | 6.32% | 3.61% | 2.93% | 3.20% | 4.16% | 4.62% | 4.11% | 3.87% | 4.07% |
% 15 year fixed refinance | 10.53% | 23.56% | 25.39% | 29.81% | 28.48% | 22.56% | 35.47% | 26.33% | 26.27% |
avg refi rate | 4.93% | 2.64% | 2.41% | 2.74% | 3.54% | 3.90% | 3.37% | 3.12% | 3.22% |
Avg credit score | 762.63 | 749.06 | 759.95 | 765.59 | 757.67 | 751.55 | 754.16 | 759.11 | 758.79 |
Avg LTV (loan to value) | 62.74% | 62.20% | 66.27% | 69.42% | 69.58% | 67.36% | 68.37% | 72.59% | 74.88% |
Avg DTI (debt to income) | 32.32 | 31.59 | 30.06 | 30.40 | 32.61 | 33.01 | 31.63 | 32.36 | 32.07 |
Avg refinance insurance % | 1.95% | 1.89% | 2.38% | 3.24% | 3.30% | 3.21% | 3.21% | 5.38% | 6.06% |
Best Refinance Brokers around Charlotte Court House, Virginia 23923
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Charlotte Court House, Virginia 23923, we have compiled a list of top refinance brokers to assist you in the process.
Fay Bohns
Loan Processor
1700-A South Main Street
Farmville, VA 23923
(434) 392-3193
fpostans@colonialfarmcredit.com
Theresa Hall
Loan Processing Supervisor
1700-A South Main Street
Farmville, VA 23923
(434) 392-3193
thall@colonialfarmcredit.com
Harold Harris
Regional Lending Manager
1700-A South Main Street
Farmville, VA 23923
(434) 392-3193
hharris@colonialfarmcredit.com
Darlene King
Loan Processor
201 E. Danville Street
South Hill, VA 23923
(434) 447-7148
dking@colonialfarmcredit.com
Michael Lacks
Agribusiness Relationship Manager
201 E. Danville Street
South Hill, VA 23923
(434) 447-7148
mlacks@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
fpostans@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
thall@colonialfarmcredit.com
Address
1700-A South Main Street
Farmville, VA
Contact
(434) 392-3193
Fax (301) 639-0804
hharris@colonialfarmcredit.com