Compare Today’s Refinance Rates for Chesapeake, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Chesapeake, Virginia 23326. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $4,071 or $11 / month in Chesapeake and other areas of Chesapeake City county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Chesapeake, Virginia 23326.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Refinance Terms in Chesapeake, Virginia 23326

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Chesapeake, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Chesapeake, VA 23326, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Chesapeake, VA

Refinance Rates for Chesapeake, Virginia 23326 from 2013 - 2020

Below are historical data on refinancing in Chesapeake, Virginia and around Chesapeake City county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Chesapeake, Virginia 23326

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Chesapeake, Virginia 23326, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Chace Cooper

Mortgage Loan Officer

1435 Crossways Blvd

Chesapeake, VA 23326

(757) 377-5367

chace.cooper@townebankmortgage.com

Brandon Blalock

Mortgage Loan Officer

1435 Crossways Blvd

Chesapeake, VA 23326

(757) 816-5650

brandon.blalock@townebankmortgage.com

Linwood Nelms

Loan Officer

501 Independence Parkway Suite # 200

Chesapeake, VA 23326

(757) 340-0888

lnelms@cfmortgagecorp.com

Kimberly Mills

Moyock, NC

501 Independence Parkway Suite # 200

Chesapeake, VA 23326

(757) 340-0888

kmills@cfmortgagecorp.com

Chaytor Midgett

SVP, Regional Sales Manager

501 Independence Parkway Suite # 200

Chesapeake, VA 23326

(757) 340-0888

cmidgett@cfmortgagecorp.com

Address

1435 Crossways Blvd

Chesapeake, VA

Contact

(757) 377-5367

Fax (301) 639-0804

chace.cooper@townebankmortgage.com

Address

1435 Crossways Blvd

Chesapeake, VA

Contact

(757) 816-5650

Fax (301) 639-0804

brandon.blalock@townebankmortgage.com

Address

501 Independence Parkway Suite # 200

Chesapeake, VA

Contact

(757) 340-0888

Fax (301) 639-0804

lnelms@cfmortgagecorp.com

Refinancing News for Chesapeake, Virginia 23326