Compare Today’s Refinance Rates for Chester, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Chester, Virginia 23831. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Chester and surrounding areas of Chesterfield county, your expected lifetime cash savings are $26,629 or $74 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Chester, Virginia 23831.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.342934 -77.41557

Summary of Average Refinance Terms in Chester, Virginia 23831

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Chester, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Chester, VA 23831, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Chester, VA

Refinance Rates for Chester, Virginia 23831 from 2014 - 2021

Below are historical data on refinancing in Chester, Virginia and around Chesterfield county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Chester, Virginia 23831

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Chester, Virginia 23831, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Ken Truong

Loan Officer

3317 W. Hundred Road

Chester, VA 23831

(843) 449-2250

ktruong@alcovamortgage.com

Emile Salib

Loan Officer

3317 W. Hundred Road

Chester, VA 23831

(843) 449-2250

esalib@alcovamortgage.com

Betty Angle

Senior Loan Originator

4221 West Hundred Road ? ? ? ? ? ? ? ? ? ? ?

Chester, VA 23831

(804) 414-0344

bangle@villagebankmortgage.com

STACEY CARMICHAEL

Home Loan Officer

4600 Ecoff Ave Ste 101

Chester, VA 23831

(804) 717-9003

stacey.g.carmichael@wellsfargo.com

LARRY CARMICHAEL

Home Loan Officer

4600 Ecoff Ave Ste 101

Chester, VA 23831

(804) 717-9003

ryan.carmichael@wellsfargo.com

Address

3317 W. Hundred Road

Chester, VA

Contact

(843) 449-2250

Fax (301) 639-0804

ktruong@alcovamortgage.com

Address

3317 W. Hundred Road

Chester, VA

Contact

(843) 449-2250

Fax (301) 639-0804

esalib@alcovamortgage.com

Address

4221 West Hundred Road ? ? ? ? ? ? ? ? ? ? ?

Chester, VA

Contact

(804) 414-0344

Fax (301) 639-0804

bangle@villagebankmortgage.com

Refinancing News for Chester, Virginia 23831