Compare Today’s Refinance Rates for Clarksville, Virginia 23927

Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clarksville, Virginia 23927.

With a 30-year amortization refinance in Clarksville and surrounding areas of Mecklenburg county, our calculations show that you can expect to save up to $17,083 over the lifetime of your mortgage, or a monthly savings of $47. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Clarksville, Virginia 23927.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

36.631437 -78.535294 9478

Summary of Average Refinances in Clarksville, Virginia 23927

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Refinance Rate Projections for Clarksville, Virginia 23927

Source: Fannie Mae and Freddie Mac


Pureloan has developed an interactive chart to monitor the five largest local lenders in Clarksville, VA 23927, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.

Local Refinance Rates in Clarksville, Virginia 23927

Clarksville is a town in Mecklenburg county in the U.S. state of Virginia, near the southern border of the commonwealth. The population was 1,139 at the 2010 census. Read more

Clarksville is a town in Mecklenburg county in the U.S. state of Virginia, near the southern border of the commonwealth. The population was 1,139 at the 2010 census. Since the town has numerous buildings of the 18th-, 19th-, and early 20th-century architecture, the downtown area of Clarksville has been designated a Historic District on the National Register of Historic Places and Virginia's Historic Register. Clarksville claims the title of Virginia's only Lakeside town. Nearby the town of Clarksville is Occoneechee State Park.

The town is located on Kerr Lake, which is also known as Buggs Island Lake. The 50,000-acre lake is popular for boating and fishing; especially for catfish and many varieties of freshwater bass including largemouth bass, striped bass and crappie.

The Virginia Lake Festival is held annually at Clarksville during the third weekend of July. The town often attracts approximately 80,000 visitors during this three-day event, formerly and colloquially known as "Lakefest". It culminates with a fireworks show on the lake.

The festival has been named among the "Top Twenty Festivals In The Southeast" by the Southeast Tourism Society for many years. Read less

Historical Refinance Rates in Clarksville, Virginia 23927 from 2024 - 2016

The following historical data provides insights into refinancing trends in Clarksville, Virginia and the surrounding Mecklenburg county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.

2024 2023 2022 2021 2020 2019 2018 2017 2016
% 30 year fixed refinance 73.68% 59.12% 56.36% 54.34% 57.89% 68.29% 49.06% 62.32% 61.49%
avg refi rate 6.32% 3.61% 2.93% 3.20% 4.16% 4.62% 4.11% 3.87% 4.07%
% 15 year fixed refinance 10.53% 23.56% 25.39% 29.81% 28.48% 22.56% 35.47% 26.33% 26.27%
avg refi rate 4.93% 2.64% 2.41% 2.74% 3.54% 3.90% 3.37% 3.12% 3.22%
Avg credit score 762.63 749.06 759.95 765.59 757.67 751.55 754.16 759.11 758.79
Avg LTV (loan to value) 62.74% 62.20% 66.27% 69.42% 69.58% 67.36% 68.37% 72.59% 74.88%
Avg DTI (debt to income) 32.32 31.59 30.06 30.40 32.61 33.01 31.63 32.36 32.07
Avg refinance insurance % 1.95% 1.89% 2.38% 3.24% 3.30% 3.21% 3.21% 5.38% 6.06%

Source: Financial Report of the US Government

Best Refinance Brokers around Clarksville, Virginia 23927

If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clarksville, Virginia 23927, we have compiled a list of top refinance brokers to assist you in the process.

Name
Address
Contact

Fay Bohns

Loan Processor

1700-A South Main Street

Farmville, VA 23927

(434) 392-3193

fpostans@colonialfarmcredit.com

Theresa Hall

Loan Processing Supervisor

1700-A South Main Street

Farmville, VA 23927

(434) 392-3193

thall@colonialfarmcredit.com

Harold Harris

Regional Lending Manager

1700-A South Main Street

Farmville, VA 23927

(434) 392-3193

hharris@colonialfarmcredit.com

Darlene King

Loan Processor

201 E. Danville Street

South Hill, VA 23927

(434) 447-7148

dking@colonialfarmcredit.com

Michael Lacks

Agribusiness Relationship Manager

201 E. Danville Street

South Hill, VA 23927

(434) 447-7148

mlacks@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

fpostans@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

thall@colonialfarmcredit.com

Address

1700-A South Main Street

Farmville, VA

Contact

(434) 392-3193

Fax (301) 639-0804

hharris@colonialfarmcredit.com

Refinancing News for Clarksville, Virginia 23927