Compare Today’s Refinance Rates for Clover, Virginia 24534
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Clover, Virginia 24534.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Clover, Virginia 24534. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,823 or $11 per month in Clover and other parts of Halifax county.
Summary of Average Refinances in Clover, Virginia 24534
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Interactive Refinance Rate Projections for Clover, Virginia 24534
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clover, VA 24534, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clover, Virginia 24534 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clover, Virginia and the surrounding Halifax county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 55.21% | 51.53% | 54.12% | 57.94% | 64.29% | 52.00% | 56.67% | 56.34% |
avg refi rate | 6.64% | 3.89% | 2.99% | 3.24% | 4.39% | 4.65% | 4.21% | 3.90% | 4.08% |
% 15 year fixed refinance | 7.41% | 25.35% | 29.32% | 28.27% | 26.64% | 32.14% | 37.00% | 28.52% | 26.49% |
avg refi rate | 6.13% | 2.78% | 2.48% | 2.80% | 3.66% | 3.83% | 3.38% | 3.19% | 3.37% |
Avg credit score | 744.81 | 747.18 | 761.59 | 763.34 | 752.21 | 752.86 | 751.53 | 754.17 | 754.05 |
Avg LTV (loan to value) | 66.33% | 63.97% | 68.19% | 71.22% | 71.36% | 68.61% | 70.17% | 71.40% | 71.63% |
Avg DTI (debt to income) | 36.22 | 33.05 | 30.52 | 30.46 | 31.59 | 31.82 | 32.76 | 30.76 | 30.09 |
Avg refinance insurance % | 5.41% | 1.61% | 2.54% | 4.78% | 5.68% | 4.36% | 4.07% | 4.77% | 4.38% |
Best Refinance Brokers around Clover, Virginia 24534
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clover, Virginia 24534, we have compiled a list of top refinance brokers to assist you in the process.
Melissa Jones
Mortgage Loan Officer
148 Tightsqueeze Rd
Chatham, VA 24534
(434) 797-8131
mpjones@bbandt.com
Douglas Jacobs
Loan Officer
101 N Bridge St
Bedford, VA 24534
(540) 586-8292
douglas.b.jacobs@wellsfargo.com
Jason Owens
Loan Officer
101 N Bridge St
Bedford, VA 24534
(540) 586-8292
jason.owens@wellsfargo.com
Regina Moskall
Loan Officer
101 N Bridge St
Bedford, VA 24534
(540) 586-8292
regina.moskall@wellsfargo.com
Shirley Falwell
Branch Manager
102 Annjo Ct
Forest, VA 24534
(434) 385-0700
sfalwell@cfmortgagecorp.com
Address
148 Tightsqueeze Rd
Chatham, VA
Contact
(434) 797-8131
Fax (301) 639-0804
mpjones@bbandt.com
Address
101 N Bridge St
Bedford, VA
Contact
(540) 586-8292
Fax (301) 639-0804
douglas.b.jacobs@wellsfargo.com
Address
101 N Bridge St
Bedford, VA
Contact
(540) 586-8292
Fax (301) 639-0804
jason.owens@wellsfargo.com