Compare Today’s Refinance Rates for Concord, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Concord, Virginia 24538. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Concord and other areas of Campbell county, expected lifetime cash savings are $15,169 or $42 / month.

For Concord, Virginia 24538, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.336953 -78.980353

Summary of Average Refinance Terms in Concord, Virginia 24538

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Concord, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Concord, VA 24538, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Concord, VA

Refinance Rates for Concord, Virginia 24538 from 2014 - 2021

Below are historical data on refinancing in Concord, Virginia and around Campbell county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Concord, Virginia 24538

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Concord, Virginia 24538, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Paula Haynes

Loan Officer

2276 Franklin Tpke Ste 113

Danville, VA 24538

(434) 836-7777

phaynes@alcovamortgage.com

Mary Barnett

Mortgage Specialist

2276 Franklin Tpke Ste 113

Danville, VA 24538

(434) 836-7777

kbarnett@alcovamortgage.com

Melissa Jones

Mortgage Loan Officer

125 Collins Dr

Danville, VA 24538

(704) 289-7422

MJones@bbandt.com

Rejeana Nelson

Loan Officer

1338 Roanoke Road

Danville, VA 24538

(843) 449-2250

rnelson@alcovamortgage.com

Douglas Jacobs

Loan Officer

101 N Bridge St

Bedford, VA 24538

(540) 586-8292

douglas.b.jacobs@wellsfargo.com

Address

2276 Franklin Tpke Ste 113

Danville, VA

Contact

(434) 836-7777

Fax (301) 639-0804

phaynes@alcovamortgage.com

Address

2276 Franklin Tpke Ste 113

Danville, VA

Contact

(434) 836-7777

Fax (301) 639-0804

kbarnett@alcovamortgage.com

Address

125 Collins Dr

Danville, VA

Contact

(704) 289-7422

Fax (301) 639-0804

MJones@bbandt.com

Refinancing News for Concord, Virginia 24538