Compare Today’s Refinance Rates for Copper Hill, Virginia

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Copper Hill, Virginia 24079. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Copper Hill and surrounding areas of Floyd county, your expected lifetime cash savings are $17,632 or $49 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Copper Hill, Virginia 24079.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.055568 -80.152469

Summary of Average Refinance Terms in Copper Hill, Virginia 24079

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Copper Hill, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Copper Hill, VA 24079, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Copper Hill, VA

Refinance Rates for Copper Hill, Virginia 24079 from 2014 - 2021

Below are historical data on refinancing in Copper Hill, Virginia and around Floyd county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 60.30% 55.17% 56.36% 57.95% 59.91% 57.85% 57.35% 51.03%
avg refi rate 4.84% 4.46% 3.88% 3.64% 4.47% 3.96% 3.79% 3.83%
% 15 year fixed refinance 27.05% 28.93% 28.41% 30.89% 29.38% 27.74% 28.97% 34.54%
avg refi rate 4.20% 3.77% 3.22% 2.93% 3.50% 3.21% 3.03% 3.03%
Avg credit score 769.95 770.58 773.00 767.28 754.36 765.08 763.90 764.09
Avg LTV (loan to value) 56.39% 55.91% 56.55% 57.89% 63.76% 59.19% 59.36% 57.50%
Avg DTI (debt to income) 30.15 30.20 29.40 29.76 32.63 31.12 31.13 31.43
Avg refinance insurance % 0.54% 0.58% 0.86% 1.42% 2.35% 1.84% 1.92% 1.01%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Copper Hill, Virginia 24079

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Copper Hill, Virginia 24079, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Leslie Helms

Mortgage Loan Officer

4505 Timber Line Rd

Ferrum, VA 24079

(540) 482-4501

lhelms@bbandt.com

Mitch Sellers

Branch Manager

1338 Roanoke Road

Daleville, VA 24079

(843) 449-2250

msellers@alcovamortgage.com

Tom Kulis

Mortgage Banker

1001 W Main St

Radford, VA 24079

tomkulis@atlanticbay.com

Bob Williams

VP/Mortgage Specialist

1623 E Main St

Salem, VA 24079

(540) 986-0270 Ext. 30

bobwilliams@atlanticbay.com

Melvin Scales

Branch Manager /Mortgage Specialist

1623 E Main St

Salem, VA 24079

(540) 986-0270 Ext. 31

melvinscales@atlanticbay.com

Address

4505 Timber Line Rd

Ferrum, VA

Contact

(540) 482-4501

Fax (301) 639-0804

lhelms@bbandt.com

Address

1338 Roanoke Road

Daleville, VA

Contact

(843) 449-2250

Fax (301) 639-0804

msellers@alcovamortgage.com

Address

1001 W Main St

Radford, VA

Contact

Fax (301) 639-0804

tomkulis@atlanticbay.com

Refinancing News for Copper Hill, Virginia 24079