Compare Today’s Refinance Rates for Corbin, Virginia 22446
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Corbin, Virginia 22446.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $12,177 over the lifetime of your mortgage, which translates to a monthly savings of $34 in Corbin and other areas of Spotsylvania county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Corbin, Virginia 22446
Become a certified mortgage expert on Pureloan.com
in Corbin, Virginia 22446
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Corbin, Virginia 22446
Pureloan has developed an interactive chart to monitor the five largest local lenders in Corbin, VA 22446, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Corbin, Virginia 22446 from 2024 - 2016
The following historical data provides insights into refinancing trends in Corbin, Virginia and the surrounding Spotsylvania county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.00% | 68.27% | 70.40% | 66.95% | 63.45% | 59.12% | 59.55% | 62.61% | 60.55% |
avg refi rate | 6.49% | 3.55% | 2.93% | 3.19% | 4.02% | 4.60% | 4.06% | 3.90% | 4.10% |
% 15 year fixed refinance | 33.33% | 18.91% | 16.58% | 18.02% | 24.50% | 29.20% | 29.09% | 22.90% | 28.72% |
avg refi rate | 5.62% | 2.65% | 2.42% | 2.75% | 3.60% | 3.83% | 3.45% | 3.19% | 3.25% |
Avg credit score | 760.53 | 746.03 | 752.26 | 760.24 | 752.19 | 755.91 | 754.41 | 758.46 | 763.56 |
Avg LTV (loan to value) | 56.60% | 63.87% | 68.87% | 72.95% | 73.56% | 71.27% | 72.32% | 74.13% | 73.03% |
Avg DTI (debt to income) | 35.87 | 32.91 | 31.84 | 31.07 | 33.24 | 33.36 | 32.58 | 31.54 | 30.23 |
Avg refinance insurance % | 2.47% | 1.66% | 3.19% | 4.96% | 6.61% | 4.55% | 5.16% | 6.08% | 6.29% |
Best Refinance Brokers around Corbin, Virginia 22446
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Corbin, Virginia 22446, we have compiled a list of top refinance brokers to assist you in the process.
Stephanie South
Loan Officer
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA 22446
(540) 899-0506
stephanie.south@wellsfargo.com
Cynthia Cestare
Loan Officer
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA 22446
(540) 899-0506
cynthia.cestare@wellsfargo.com
Matthew Bruce
Loan Officer
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA 22446
(540) 899-0506
matthew.g.bruce@wellsfargo.com
Brian Whetzel
Branch manager
2050 Gordon W Shelton Blvd
Fredericksburg, VA 22446
(540) 548-8855
bwhetzel@cfmortgagecorp.com
R.W. Edmondson
Branch manager
2050 Gordon W Shelton Blvd
Fredericksburg, VA 22446
(540) 548-8855
RWEdmondson@cfmortgagecorp.com
Address
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA
Contact
(540) 899-0506
Fax (301) 639-0804
stephanie.south@wellsfargo.com
Address
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA
Contact
(540) 899-0506
Fax (301) 639-0804
cynthia.cestare@wellsfargo.com
Address
501 1/2 Jefferson Davis Hwy
Fredericksburg, VA
Contact
(540) 899-0506
Fax (301) 639-0804
matthew.g.bruce@wellsfargo.com