Compare Today’s Refinance Rates for Craigsville, Virginia 24430
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Craigsville, Virginia 24430.
With a 30-year amortization refinance in Craigsville and surrounding areas of Augusta county, our calculations show that you can expect to save up to $4,530 over the lifetime of your mortgage, or a monthly savings of $13. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Craigsville, Virginia 24430.
Summary of Average Refinances in Craigsville, Virginia 24430
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Interactive Refinance Rate Projections for Craigsville, Virginia 24430
Pureloan has developed an interactive chart to monitor the five largest local lenders in Craigsville, VA 24430, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Craigsville, Virginia 24430 from 2024 - 2016
The following historical data provides insights into refinancing trends in Craigsville, Virginia and the surrounding Augusta county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 59.17% | 53.72% | 57.59% | 60.23% | 67.24% | 54.02% | 60.42% | 62.89% |
| avg refi rate | 6.68% | 3.63% | 3.00% | 3.25% | 4.38% | 4.69% | 4.05% | 4.00% | 4.16% |
| % 15 year fixed refinance | 25.00% | 27.16% | 23.84% | 23.86% | 24.14% | 35.63% | 26.04% | 25.77% | |
| avg refi rate | 2.77% | 2.47% | 2.71% | 3.63% | 3.89% | 3.33% | 3.27% | 3.33% | |
| Avg credit score | 726.43 | 741.53 | 758.56 | 758.46 | 750.76 | 748.84 | 753.53 | 750.13 | 757.88 |
| Avg LTV (loan to value) | 70.29% | 64.75% | 65.75% | 69.49% | 67.60% | 69.16% | 64.31% | 71.79% | 68.47% |
| Avg DTI (debt to income) | 37.71 | 32.89 | 32.18 | 31.92 | 34.07 | 32.09 | 32.25 | 33.09 | 31.12 |
| Avg refinance insurance % | 10.57% | 1.23% | 2.27% | 3.49% | 3.75% | 5.48% | 2.60% | 4.79% | 2.59% |
Best Refinance Brokers around Craigsville, Virginia 24430
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Craigsville, Virginia 24430, we have compiled a list of top refinance brokers to assist you in the process.
Cynthia Lam
Mortgage Loan Officer
488 Frontier Dr
Staunton, VA 24430
(540) 851-4087
CLam@bbandt.com
Jason Helmintoller
Branch Partner/ Loan Officer
501 E Dolly Ann Dr Ste B
Covington, VA 24430
(540) 962-7152
jrh@alcovamortgage.com
SUSAN STROUP
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24430
(540) 463-4663
Susan.Stroup@Wellsfargo.com
MARIANNE WASHINGTON
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24430
(540) 463-4663
marianne.washington@wellsfargo.com
TAMMIE ALDRIDGE
Home Loan Officer
Western Virginia 31 W. Washington St.
Lexington, VA 24430
(540) 463-4663
tammie.m.aldridge@wellsfargo.com
Address
488 Frontier Dr
Staunton, VA
Contact
(540) 851-4087
Fax (301) 639-0804
CLam@bbandt.com
Address
501 E Dolly Ann Dr Ste B
Covington, VA
Contact
(540) 962-7152
Fax (301) 639-0804
jrh@alcovamortgage.com
Address
Western Virginia 31 W. Washington St.
Lexington, VA
Contact
(540) 463-4663
Fax (301) 639-0804
Susan.Stroup@Wellsfargo.com