Compare Today’s Refinance Rates for Crozet, Virginia

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Crozet, Virginia 22932. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $43,348 or $120 / month in Crozet and other areas of Albemarle county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Crozet, Virginia 22932.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.081288 -78.704405

Summary of Average Refinance Terms in Crozet, Virginia 22932

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Crozet, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Crozet, VA 22932, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Crozet, VA

Refinance Rates for Crozet, Virginia 22932 from 2014 - 2021

Below are historical data on refinancing in Crozet, Virginia and around Albemarle county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 67.32% 58.10% 62.70% 66.91% 72.71% 66.91% 69.03% 61.56%
avg refi rate 4.79% 4.42% 3.87% 3.69% 4.44% 4.05% 3.81% 3.96%
% 15 year fixed refinance 24.95% 30.60% 27.99% 26.28% 21.30% 24.26% 21.93% 31.83%
avg refi rate 4.20% 3.71% 3.21% 2.94% 3.43% 3.20% 2.98% 3.07%
Avg credit score 775.40 773.75 775.19 768.88 753.29 761.81 767.29 757.87
Avg LTV (loan to value) 58.98% 61.10% 60.71% 63.12% 66.54% 66.36% 67.82% 64.84%
Avg DTI (debt to income) 29.47 30.49 29.58 30.19 33.22 32.85 32.78 33.36
Avg refinance insurance % 0.47% 0.70% 0.93% 2.02% 2.63% 2.82% 3.72% 2.80%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Crozet, Virginia 22932

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Crozet, Virginia 22932, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Vickie Painter

Branch manager

1563 Jefferson Hwy

Fishersville, VA 22932

(540) 943-4484

vpainter@cfmortgagecorp.com

Brandy Wimer

Loan Officer

1563 Jefferson Hwy, Suite# 103

Fishersville, VA 22932

(540) 943-4484

bwimer@cfmortgagecorp.com

Cleve Brannock

Senior Loan Officer

2788 Hydraulic Rd

Charlottesville, VA 22932

(434) 975-2319

cbrannock@fultonmortgagecompany.com

Victoria Stratman

Regional Vice President

2788 Hydraulic Rd

Charlottesville, VA 22932

(703) 801-5361

vstratman@fultonmortgagecompany.com

Donna Harrington

Reverse Mortgage Loan Officer

285 Hydraulic Ridge Rd Ste 3

Charlottesville, VA 22932

(757) 321-6364

dharrington@fultonmortgagecompany.com

Address

1563 Jefferson Hwy

Fishersville, VA

Contact

(540) 943-4484

Fax (301) 639-0804

vpainter@cfmortgagecorp.com

Address

1563 Jefferson Hwy, Suite# 103

Fishersville, VA

Contact

(540) 943-4484

Fax (301) 639-0804

bwimer@cfmortgagecorp.com

Address

2788 Hydraulic Rd

Charlottesville, VA

Contact

(434) 975-2319

Fax (301) 639-0804

cbrannock@fultonmortgagecompany.com

Refinancing News for Crozet, Virginia 22932