Compare Today’s Refinance Rates for Crystal Hill, Virginia 24539
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Crystal Hill, Virginia 24539.
With a 30-year amortization refinance in Crystal Hill and surrounding areas of Halifax county, our calculations show that you can expect to save up to $2,145 over the lifetime of your mortgage, or a monthly savings of $6. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Crystal Hill, Virginia 24539.
Summary of Average Refinances in Crystal Hill, Virginia 24539
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Interactive Refinance Rate Projections for Crystal Hill, Virginia 24539
Pureloan has developed an interactive chart to monitor the five largest local lenders in Crystal Hill, VA 24539, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Crystal Hill, Virginia 24539 from 2024 - 2016
The following historical data provides insights into refinancing trends in Crystal Hill, Virginia and the surrounding Halifax county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 55.21% | 51.53% | 54.12% | 57.94% | 64.29% | 52.00% | 56.67% | 56.34% |
avg refi rate | 6.64% | 3.89% | 2.99% | 3.24% | 4.39% | 4.65% | 4.21% | 3.90% | 4.08% |
% 15 year fixed refinance | 7.41% | 25.35% | 29.32% | 28.27% | 26.64% | 32.14% | 37.00% | 28.52% | 26.49% |
avg refi rate | 6.13% | 2.78% | 2.48% | 2.80% | 3.66% | 3.83% | 3.38% | 3.19% | 3.37% |
Avg credit score | 744.81 | 747.18 | 761.59 | 763.34 | 752.21 | 752.86 | 751.53 | 754.17 | 754.05 |
Avg LTV (loan to value) | 66.33% | 63.97% | 68.19% | 71.22% | 71.36% | 68.61% | 70.17% | 71.40% | 71.63% |
Avg DTI (debt to income) | 36.22 | 33.05 | 30.52 | 30.46 | 31.59 | 31.82 | 32.76 | 30.76 | 30.09 |
Avg refinance insurance % | 5.41% | 1.61% | 2.54% | 4.78% | 5.68% | 4.36% | 4.07% | 4.77% | 4.38% |
Best Refinance Brokers around Crystal Hill, Virginia 24539
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Crystal Hill, Virginia 24539, we have compiled a list of top refinance brokers to assist you in the process.
Paula Haynes
Loan Officer
2276 Franklin Tpke Ste 113
Danville, VA 24539
(434) 836-7777
phaynes@alcovamortgage.com
Mary Barnett
Mortgage Specialist
2276 Franklin Tpke Ste 113
Danville, VA 24539
(434) 836-7777
kbarnett@alcovamortgage.com
Melissa Jones
Mortgage Loan Officer
125 Collins Dr
Danville, VA 24539
(704) 289-7422
MJones@bbandt.com
Rejeana Nelson
Loan Officer
1338 Roanoke Road
Danville, VA 24539
(843) 449-2250
rnelson@alcovamortgage.com
Douglas Jacobs
Loan Officer
101 N Bridge St
Bedford, VA 24539
(540) 586-8292
douglas.b.jacobs@wellsfargo.com
Address
2276 Franklin Tpke Ste 113
Danville, VA
Contact
(434) 836-7777
Fax (301) 639-0804
phaynes@alcovamortgage.com
Address
2276 Franklin Tpke Ste 113
Danville, VA
Contact
(434) 836-7777
Fax (301) 639-0804
kbarnett@alcovamortgage.com
Address
125 Collins Dr
Danville, VA
Contact
(704) 289-7422
Fax (301) 639-0804
MJones@bbandt.com