Compare Today’s Refinance Rates for Cumberland, Virginia

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Cumberland, Virginia 23040. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Cumberland and other areas of Cumberland county, expected lifetime cash savings are $35,492 or $99 / month.

For Cumberland, Virginia 23040, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

37.501861 -78.258149

Summary of Average Refinance Terms in Cumberland, Virginia 23040

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Cumberland, VA

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Cumberland, VA 23040, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Cumberland, VA

Refinance Rates for Cumberland, Virginia 23040 from 2014 - 2021

Below are historical data on refinancing in Cumberland, Virginia and around Cumberland county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 56.48% 51.82% 53.12% 59.02% 66.40% 64.51% 65.94% 54.25%
avg refi rate 4.83% 4.51% 3.89% 3.70% 4.50% 4.08% 3.87% 3.97%
% 15 year fixed refinance 24.79% 27.07% 28.39% 29.36% 21.46% 20.98% 20.50% 25.51%
avg refi rate 4.21% 3.78% 3.23% 2.96% 3.50% 3.21% 3.06% 3.13%
Avg credit score 765.78 764.40 768.49 762.28 748.56 753.68 753.15 749.03
Avg LTV (loan to value) 63.19% 64.41% 65.88% 68.31% 72.50% 74.44% 72.89% 68.80%
Avg DTI (debt to income) 31.68 31.38 30.44 31.37 34.47 33.61 33.69 34.49
Avg refinance insurance % 1.34% 1.78% 2.26% 3.25% 5.34% 6.42% 5.12% 3.35%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Cumberland, Virginia 23040

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Cumberland, Virginia 23040, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Rebecca Peek

Loan Officer

101 S Washington Hwy

Ashland, VA 23040

(804) 752-7900

rebecca.a.peek@wellsfargo.com

James Liesfeld

Loan Officer

101 S Washington Hwy

Ashland, VA 23040

(804) 752-7900

james.b.liesfeld@wellsfargo.com

Alan Henderson

Loan Officer

101 S Washington Hwy

Ashland, VA 23040

(804) 752-7900

alan.henderson@wellsfargo.com

Teresa Sandlin

Mortgage Loan Officer

11520 Nuckols Rd Ste 112

Glen Allen, VA 23040

(434) 391-9944

teresa.sandlin@pncmortgage.com

JOHN GREGORY

Home Loan Officer

11520 Nuckols Rd Ste 101

Glen Allen, VA 23040

(804) 273-1104

john.gregory@wellsfargo.com

Address

101 S Washington Hwy

Ashland, VA

Contact

(804) 752-7900

Fax (301) 639-0804

rebecca.a.peek@wellsfargo.com

Address

101 S Washington Hwy

Ashland, VA

Contact

(804) 752-7900

Fax (301) 639-0804

james.b.liesfeld@wellsfargo.com

Address

101 S Washington Hwy

Ashland, VA

Contact

(804) 752-7900

Fax (301) 639-0804

alan.henderson@wellsfargo.com

Refinancing News for Cumberland, Virginia 23040